Copyright 2008 - DO NOT REBLOG OR EMAIL THIS REPORT

Market Notes:  The housing crisis, Wall Street's balance sheet issues, and our subpar economy are all linked together in a bizarre drama that seems to have no end.   What will end this cycle is hard to predict.  We need to see confidence restored and normal risk taking behavior on the part of banks to return to help stabilize housing.  But banks won't be able to take risk and make loans until their balance sheets improve, which depends on housing stabilizing.  The bottom line is that we don't feel that we are at the end of this crisis but we do feel like we may be getting close to the end.   With uncertainty comes volatility, and also opportunity.  We need to take advantage of these opportunities as we see them. Currently, we have the lowest housing prices that have been available in several years. We have the best selection of housing and the inventory includes lender owned homes with highly motivated sellers. With the Federal take over of Fannie Mae and Freddie Mac, interest rates are even lower. We see this is a wonderful time of opportunity for home buyers.      

MONTGOMERY COUNTY, MARYLAND LENDER OWNED FORECLOSURES  (Rev. 9/22/08)

(This report includes over 50 new listings. Contact us for further price reductions.)  

Roy Kelley, RE/MAX Realty Group, Gaithersburg, MD 301-921-4569 roykelley@mris.com  

We have a very simple request if you wish to receive our information and advice.  We ask you to agree to use us as your exclusive buyer agents for your next real estate purchase. Please advise us if you are represented by another real estate agent.   REO homes are foreclosures owned by lenders and other entities.    We represent clients as exclusive buyer agents. The disclosures that are required for home buyers in Maryland will be provided when you meet with us.  Buyers must have pre-approval letters for mortgage financing.  Email us for a referral to a lender.  The following are available REO homes. Prices are reduced until they are sold.  

Countrywide:  13612 Ambassador Dr., Landing Glen, Germantown 20874 2 BR/2.5 BA $231,900 TH REDUCED FROM $254,900

Countrywide:  20407 Ambassador Ter., Landing Glen, Germantown 20874 2 BR/2 BA $212,900 TH REDUCED FROM $264,900  

Household Finance Corp.:  12008 Amber Ridge Cir. #A-002, Amber Ridge, Germantown 20874 2 BR/2 BA $244,900 Condo

Countrywide:  8347 Amity Cir., Hamlet North, Gaithersburg 20877 3 BR/2.5 BA $247,900 TH Condo REDUCED FROM $306,900

Fannie Mae:  17633 Amity Dr., Hamlet North, Gaithersburg 20877 3 BR/2.5 BA $219,900 TH Condo REDUCED FROM $259,900

HSBC Bank:  25025 Angela Ct., Clearspring Manor, Damascus 20872 3 BR/2.5 BA $197,900 TH REDUCED FROM $260,000

Wells Fargo Bank:  25 Applegrath Ct., Brandermill, Germantown 20876 3 BR/2 FB/2 HB $199,900 TH

IndyMac Bank:  19811 Apple Ridge Pl., Watkins Mill, Montgomery Village 20886 3 BR/1.5 BA $185,000 TH REDUCED FROM $244,900

Fannie Mae:  13705 Arctic Ave., Bel Pre Woods, Rockville 20853 3 BR/1 BA $279,900 SF REDUCED FROM $372,900

GMAC Mortgage:  3717 Astoria Rd., Newport Hills, Kensington 20895 4 BR/3 BA $370.500 SF REDUCED FROM $418,950

REO:  900 Ashton Rd., Brooke Grove, Ashton 20861 3 BR/2 BA $394,900 SF REDUCED FROM $414,900

IndyMac Bank:  13801 Aston Manor Dr. #1, Ashton Manor, Silver Spring 20904 4 BR/2.5 BA $446,900 Gar TH

Pinnacle Financial:  14305 Astrodome Dr., Autumn Walk, Silver Spring 20891 2 BR/1.5 BA $234,000 TH Condo REDUCED FROM $313,900

REO:  12403 Atherton Dr., Conn. Ave. Park, Silver Spring 20906 3 BR/1 BA $296,880 SF REDUCED FROM $375,000

REO:  3908 Ballet Way, Blackburn Village, Burtonsville 20866 4 BR/3.5 BA $350,000 TH

Saxon Mortgage:  5003 Barkwood Pl., Manor Woods, Rockville 20853 4 BR/3 BA $349,900 SF

Wells Fargo Bank:  18211 Barnesville Rd., Barnesville Town, Barnesville 20838 3 BR/1.5 BA $365,000 SF Built in 1850 REDUCED FROM $402,000

Fannie Mae:  14630 Bauer Dr. #7, North Creek Place, Rockville 20853 2 BR/1 BA $204,900 Condo

Ocwen:  712 Bayfield St., Rolling Terrace,Takoma Park 20912 5 BR/3 BA $350,000 SF REDUCED FROM $374,900

REO:  19833 Bazzellton Pl., Partridge Place, Montgomery Village 20886 3 BR/2.5 BA $226,800 TH  

REO:  3371 Beaverwood Lane, Contee Bel Pre, Silver Spring 20906 4 BR/3.5 BA $334,900 TH REDUCED FROM $369,900

Countrywide:  11424 Beehive Ct., Chadswood, Germantown 20876 3 BR/3.5 BA $237,900 TH

U.S. Bank:  3744 Bel Pre Rd. #8, Fairways, Silver Spring 20906 3 BR/2 BA $142,900 Condo REDUCED FROM $154,900

U.S. Bank:  3834 Bel Pre Rd. #2-112, Grand Bel Manor, Silver Spring 20906 1 BR/1 BA  $103,400 Condo REDUCED FROM $129,720  

Deutsche Bank:  3964 Bel Pre Rd. #7, Grand Bel, Silver Spring 20906 3 BR/2 BA $129,900 Condo REDUCED FROM $154,900

16 Big Acre Square #22-B, Shady Grove Village, Gaithersburg 20878 3 BR/1 BA $239,900 TH

Fannie Mae:  19808 Billings Ct., Partridge Place, Montgomery Village 20886 3 BR/2.5 BA $236,900 TH REDUCED FROM $255,900

REO:  12603 Black Saddle Lane, The Colony, Germantown 20874 3 BR/1.5 BA $249,900 TH

Deutsche Bank:  12613 Black Saddle Lane, The Colony, Germantown 20874 3 BR/1.5 BA $193,900 TH REDUCED FROM $241,900

U. S. Bank:  10405 Bloom Dr., Green Hills, Damascus 20872 5 BR/2 BA $298,400 SF REDUCED FROM $419,900

REO:  2101 Blue Knob Ter., Longmead, Silver Spring 20906 3 BR/3.5 BA $359,900 Gar TH  

Wells Fargo:  21018 Blunt Rd., Goshen Manor, Germantown 20876 4 BR/3.5 BA $607,500 SF REDUCED FROM $675,000

Countrywide:  605 Bonifant Rd., Stonegate, Silver Spring 20905 5 BR/3 BA $460,900 SF REDUCED FROM $467,900

Keystone Asset Management:  14300 Brad Dr., Bel Pre Woods, Rockville 20853 3 BR/2 BA $329,900 SF REDUCED FROM $399,900  

Freddie Mac:  9006 Bramble Bush Ct., Hunters Woods, Gaithersburg 20879 3 BR/1.5 BA $189,900 TH REDUCED FROM $207,050

REO:  20306 Brandermill Dr., Chadswood, Germantown 20876 3 BR/3.5 BA $289,900 SF REDUCED FROM $349,900

Ocwen Loan Servicing:  1213 Brantford Ave., East Springbrook, Silver Spring 20904 4 BR/2 FB/2 HB $352,900 SF

REO:  9643 Brassie Way, Thomas Choice West, Montgomery Village 20886 3 BR/2.5 BA $180,000 TH

Countrywide:  19411 Brassie Pl. #102, Thomas Choice, Montgomery Village 20886 3 BR/2 BA $140,900 Condo REDUCED FROM $164,900

REO:  12309 Braxfield St. #441, Bethesda Park, Rockville 20852 3 BR/2 BA $223,000 Condo REDUCED FROM $240,000

REO:  12311 Braxfield Ct. #3, Bethesda Park, Rockville 20852 2 BR/1 BA $187,000 Condo

REO:  7303 Brenish Dr., Edinburgh, Gaithersburg 20879 4 BR/2 BA $259,000 SF

Aurora Loan Services:  7330 Brenish Dr., Edinburgh, Gaithersburg 20879 4 BR/2 BA $299,900 SF REDUCED FROM $350,000

Greenpoint Mortgage:  23313 Brewers Tavern Way, Highlands, Clarksburg 20871 3 BR/2 FB/2 HB $350,000 Gar TH REDUCED FROM $382,000

REO:  3716 Briars Rd., Olney Mill, Olney 20832 3 BR/2.5 BA $384,900 SF

Fannie Mae:  26012 M Brigadier Pl., Damascus Gardens, Damascus 20872 2 BR/2 BA $158,900 Condo REDUCED FROM $190,900

REO:  26015 J Brigadier Pl., Damascus Gardens, Damascus 20872 2 BR/2 BA $149,900 Condo REDUCED FROM $197,000

Avelo Mortgage:  1900 Briggs Rd., Layhill South, Silver Spring 20906 4 BR/3.5 BA $390,000 SF REDUCED FROM $400,000

REO:  13139 Broadmore Rd., Colesville Village, Silver Spring 20904 3 BR/2.5 BA $259,900 TH

REO:  13816 Bronco Pl. #278, Manchester Farms, Germantown 20874 3 BR/2.5 BA $250,000 TH

Deutsche Bank:  18530 Brooke Rd., Brooke Grove, Sandy Spring 20860 4 BR/2 BA $289,900 SF REDUCED FROM $354,900

REO:  9808 Brookridge Ct., McKendrie, Montgomery Village 20886 4 BR/2.5 BA $161,500 TH

IndyMac Bank:  9898 Brookridge Ct., McKendrie, Montgomery Village 20886 3 BR/2.5 BA $180,000 TH

REO:  11493 Brundidge Ter., Brandermill, Germantown 20876 3 BR/2 FB/2 HB $240,000 TH

REO:  3916 Bryant Park Cir., Greencastle Towns, Burtonsville 20866 4 BR/4.5 BA $399,950 Gar TH

REO:  608 Burnt Mills Ave., Burnt Mills Manor, Silver Spring 20901 4 BR/3 BA $399,900 SF REDUCED FROM $414,900

Fremont Investment:  12605 Bushey Dr., Conn. Ave. Park, Silver Spring 20906 3 BR/2 BA $279,900 SF REDUCED FROM $349,900

IndyMac Bank:  11220 Bybee St., Kemp Mill Estates, Silver Spring 20902 5 BR/3 BA $361,000 SF

REO:  20427 Cabana Dr., Chadswood, Germantown 20876 4 BR/3.5 BA $349,000 SF

Washington Mutual Bank:  18629 Calypso Pl., Flower Hill, Gaithersburg 20879 4 BR/3.5 BA $317,900 SF REDUCED FROM $389,900

REO:  18713 Calypso Pl., Flower Hill, Gaithersburg 20879 4 BR/2 FB/2 HB $384,500 SF REDUCED FROM $415,000

REO:  12812 Camellia Dr., Layhill South, Silver Sprng 20906 4 BR/2.5 BA $362,000 SF REDUCED FROM $429,900

REO:  9821 Canal Rd., Whetstone, Montgomery Village 20886 4 BR/2.5 BA $419,821 SF REDUCED FROM $425,000

REO:  19009 Capehart Dr., Stedwick, Montgomery Village 20886 3 BR/2.5 BA $199,900 TH REDUCED FROM $219,900    

U.S. Bank:  19039 Capehart Dr., Stedwick, Montgomery Village 20886 3 BR/2.5 BA $227,500 TH REDUCED FROM $305,900    

REO:  1319 Carlsbad Dr., Woodland Hills, Gaithersburg 20879 3 BR/3.5 BA $299,000 TH REDUCED FROM $319,900  

IndyMac Bank:  18607 Carriage Walk Cir., Carriage Walk, Gaithersburg 20879 3 BR/3.5 BA $346,900 Gar TH  

REO:  8011 Carroll Ave., Takoma Park 20912 5 BR/3 BA $299,900 SF REDUCED FROM $344,900

Fannie Mae:  8746 Carroll Ave, Golden Terrace, Silver Spring 20903 3 BR/1 BA $177,900 TH REDUCED FROM $264,900

REO:  3320 Castle Ridge Cir., Renaissance Plaza, Silver Spring 20904 3 BR/2 FB/2 HB $319,900 Gar TH

Household Finance:  3417 Castle Way, Ventura, Silver Spring 20904 3 BR/2.5 BA $219,900 TH REDUCED FROM $282,900

Fannie Mae:  14206 Catamount Ct., Bel Pre Manor, Silver Spring 20906 4 BR/2.5 BA $314,900 TH REDUCED FROM $374,900

REO:  18200 Chalet Dr. #1, Farmingdale, Germantown 20874 2 BR/2 BA $165,000 Condo

REO:  5712 Chapman Mill Dr. #1404, Gables of Tuckerman, Rockville 20852 3 BR/2 BA $394,000 Condo  

REO:  19 Chatterly Ct., Kingsview Village, Germantown 20874 3 BR/3 BA $414,900 Gar TH

REO:  14203 Chelmsford Rd., English Manor, Rockville 20853 5 BR/3 BA $334,900 SF

REO:  11408 Cherry Hill Rd. #MC, Maryland Farms, Silver Spring 20904 2 BR/1.5 BA $119,000 Condo REDUCED FROM $152,500

Wells Fargo Bank:  18406 Cherry Laurel Lane, Flower Hill, Gaithersburg 20879 4 BR/3.5 BA $278,999 TH REDUCED FROM $295,900

REO:  18549 Cherry Laurel Lane, Flower Hill, Gaithersburg 20879 4 BR/3.5 BA $324,900 TH REDUCED FROM $337,500

REO:  3909 Chesterwood Dr., Montgomery Chase, Silver Spring 20906 2 BR/1.5 BA $209,900 TH Condo

Lasalle Bank:  4081 Chesterwood Dr., Montgomery Chase, Silver Spring 20906 3 BR/2 BA $245,500  TH Condo REDUCED FROM $285,500

REO:  25128 Chimney House Ct., Clearspring Manor, Damascus 20872 3 BR/2 BA $266,400 SF REDUCED FROM $299,900

REO:  20022 Choctaw Ct., Blunt Commons, Germantown 20876 3 BR/1 BA $207,600 TH REDUCED FROM $229,900

Deutsche Bank:  8513 Churchill Downs Rd., Greenhills Farm, Gaithersburg 20882 5 BR/4.5 BA $824,900 SF

Indymac Bank:  12900 Churchill Ridge Cir. #1-9, Churchill View, Germantown 20874 3 BR/2 BA $172,900 Condo REDUCED FROM $191,900

Fannie Mae:  12832 Clarksburg Square Rd. #207, Clarksburg 20871 3 BR/2 BA $274,900 Condo REDUCED FROM $299,900

REO:  13131 Clarksburg Square Rd., Clarksburg Town Center, Clarksburg 20871 4 BR/3.5 BA $459,900 SF

REO:  4409 Clearfield Rd., Veirs Mill Village, Silver Spring 20906 4 BR/2 BA $267,450 SF

REO:  8005 Cloverwood Ct., Flower Hill, Gaithersburg 20879 4 BR/3.5 BA $289,900 TH

REO:  19817 Cochrane Way, Hunters Woods, Gaithersburg 20879 3 BR/2.5 BA $282,600 SF REDUCED FROM $380,000

Fulton Bank:  2300 Cold Meadow Way, Longmead, Silver Spring 20906 3 BR/3.5 BA $359,900 TH REDUCED FROM $394,900

REO:  1405 Colesberg St., Good Hope Estates, Silver Spring 20905 4 BR/2.5 BA $396,600 SF REDUCED FROM $437,500

REO:  11903 Colin Rd., Veirs Mill Village, Silver Spring 20906 2 BR/2 BA $199,900 SF REDUCED FROM $369,900

REO:  13204 Collingwood Ter., Fairknoll, Silver Spring 20904 4 BR/2 BA $339,900 SF

Countrywide:  9912 Colorado Ct., Clearspring Manor, Damascus 20872 4 BR/2.5 BA $360,900 SF REDUCED FROM $384,900

Fannie Mae:  25619 Coltrane Dr., Damascus Manor, Damascus 20872 3 BR/1 FB/2 HB $214,900 TH REDUCED FROM $264,900

Avelo Mortgage:  11225 Columbia Pike #29, Burnt Mills Townhouses, Silver Spring 20901 4 BR/2.5 BA $240,000 TH

REO:  8900 Connecticut Ave., Chevy Chase 20815 3 BR/3 BA $499,900 SF REDUCED FROM $539,900

REO:  12305 Connecticut Ave., Conn. Ave. Estates, Silver Spring 20906 4 BR/1.5 BA $307,900 SF REDUCED FROM $414,900

Fannie Mae:  13270 Country Ridge Dr., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $279,900 TH REDUCED FROM $295,900  

REO:  13280 Country Ridge Dr., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $265,900 TH REDUCED FROM $309,900

REO:  13420 Country Ridge Dr., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $229,900 REDUCED FROM $299,900

REO:  11 County Ct. #15-6, Shady Grove Village, Gaithersburg 20878 3 BR/1.5 BA $214,900 TH

REO:  7622 Creekstone Ct., Emory Grove Park, Gaithersburg 20877 3 BR/3 BA $274,900 SF REDUCED FROM $289,900

REO:  12908 Crisfield Rd., Conn. Ave. Estates, Silver Spring 20906 5 BR/2 BA $345,000 SF REDUCED FROM $430,000

SunTrust Mortgage:  9 Cross Country Ct., Meadowvale, Gaithersburg 20879 3 BR/2 FB/2 HB $214,900 TH REDUCED FROM $275,000

IndyMac Bank:  11006 Cross Laurel Dr., Chadswood, Germantown 20876 4 BR/3.5 BA $350,000 SF

Fannie Mae:  19239 Cross Ridge Dr., Gunners Lake Village, Germantown 20874 3 BR/2.5 BA $264,900 TH REDUCED FROM $285,900

REO:  18752 Curry Powder Lane, Germantown Park, Germantown 20874 2 BR/1 BA  $159,000 TH

Countrywide:  12304 Cypress Spring Rd., Greenway Village, Clarksburg 20871 4 BR/2.5 BA $473,900 SF

Deutsche Bank:  13129 Dairymaid Dr., Farmingdale Estates, Germantown 20874 3 BR/2 FB/2 HB $257,170 TH REDUCED FROM $284,950

REO:  13143 Dairymaid Dr. #98, Heritage Green, Germantown 20874 2 BR/1 BA $159,900 Condo

REO:  12007 Dalewood Dr., Conn. Ave. Estates, Silver Spring 20902 3 BR/2 BA $192,900 TH REDUCED FROM $202,000

REO:  25376 Damascus Park Ter., Magruders Overlook, Damascus 20872 3 BR/2 FB/2 HB $295,000 Gar TH REDUCED FROM $327,000

Fremont Investment:  13300 Dauphine St., Harmony Hills, Silver Spring 20906 4 BR/2.5 BA $309,900 SF REDUCED FROM $324,900

REO:  2907 Dawson Ave., Wheaton Hills, Silver Sprng 20902 4 BR/2 BA $279,900 SF

REO:  117 Deer Park Lane, Brighton West, Gaithersburg 20877 4 BR/2 FB/2 HB $239,900 TH

REO:  324 Deer Park Rd. #2-B, Brighton East, Gaithersburg 20877 4 BR/2.5 BA $189,900 TH

Countrywide:  428 Deer Park Rd. #10-B, Brighton East, Gaithersburg 20877 4 BR/2 FB/2 HB $194,900 TH

REO:  13353 Demetrias Way, Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $195,000 TH REDUCED FROM $250,000

REO:  13571 Demetrias Way, Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $184,000 TH

Fannie Mae:  2803 Denley Pl., Glenmont Hills & Heights, Silver Spring 20906 3 BR/1 BA $234,900 SF

Countrywide:  2805 Denley Pl., Glenmont Hills & Heights, Silver Spring 20906 3 BR/2 BA $299,900 SF REDUCED FROM $304,900

Countrywide:  513 Diamond Ave. #7, Stratford Mews, Gaithersburg 20877 2 BR/2.5 BA $192,900 TH Condo

REO:  9809 Dilston Rd., Oakwood, Silver Spring 20903 4 BR/1.5 BA $299,900 SF REDUCED FROM $359,900

Garnet Investments:  9909 Dilston Rd., Oakview, Silver Spring 20903 4 BR/1.5 BA $240,000 SF REDUCED FROM $299,900

REO:  15018 Dinsdale Dr., Longmead, Silver Spring 20906 3 BR/2.5 BA $257,000 TH REDUCED FROM $270,000

REO:  26832 Dix St., Damascus 20872 3 BR/2.5 BA $374,900 SF REDUCED FROM $399,900

REO:  9857 Dockside Ter., Dockside, Montgomery Village 20886 2 BR/1.5 BA $205,000 Gar TH

REO:  404 Domer Ave., Takoma Park 20912 7 BR/3 BA $329,000 SF REDUCED FROM $449,900

REO:  16116 Drayton Farm Dr., Parrs Ridge, Spencerville 20868 5 BR/3 BA $574,900 SF REDUCED FROM $610,000

IndyMac Bank:  19909 Drexel Hill Cir., Rogers Forge, Montgomery Village 20886 3 BR/2.5 BA $255,000 TH

HomeEq Servicing:  41 Drumcastle Ct., Brandermill, Germantown 20876 4 BR/3.5 BA $248,500 TH

REO:  3800 Dunsinane Dr. #25, Georgian Colonies, Silver Spring 20906 5 BR/3.5 BA $275,900 Gar TH

Chase:  20041 Dunstable Cir. #311, Scenery Pointe, Germantown 20876 2 BR/1.5 BA $189,950 TH Condo REDUCED FROM $260,000

HSBC Mortgage Services:  15413 Durant St., Good Hope Estates, Silver Spring 20905 5 BR/3 BA $420,000 SF

Chase Home Finance:  1112 Ednor Rd., Cliftonbrook, Silver Spring 20905 3 BR/2 BA $339,900 SF REDUCED FROM $469,900   

REO:  1214 Ednor Rd., Ednor Acres, Silver Spring 20905 3 BR/1.5 BA $400,000 SF

REO:  12706 Eldrid Pl., North Springbrook, Silver Spring 20904 5 BR/4.5 BA $539,000 SF

Novastar Mortgage:  1203 Elm Grove Cir., Oak Spring, Silver Spring 20905 3 BR/1.5 BA $238,900 TH REDUCED FROM $299,900    

REO:  1307 Elson Ct., Takoma Park 20912 3 BR/1.5 BA $330,000 SF

REO:  24531 Etchinson Dr., Seneca Overlook, Gaithersburg 20882 3 BR/1.5 BA $349,900 SF

Countrywide:  12819 Ethel Rose Way, Summerfield Crossing, Boyds 20841 3 BR/2 FB/2 HB $337,900 Gar TH REDUCED FROM $342,900

Freddie Mac:  11804 Eton Manor Dr. #102, Eton Place, Germantown 20876 2 BR/2 BA $221,695 Condo

REO:  13010 Evanston St., Wheaton Woods, Rockville 20853 3 BR/1 BA $229,900 SF REDUCED FROM $274,000

Countrywide:  3702 Everton St., Conn. Ave. Estates, Silver Spring 20906 3 BR/2 BA $259,900 SF REDUCED FROM $297,900

Countrywide:  22201 Fair Garden Lane, Clarksburg Heights, Clarksburg 20871 4 BR/2.5 BA $577,900 SF  REDUCED FROM $586,900

REO:  14506 Fairacres Rd., Fairland Acres, Silver Spring 20905 4 BR/2.5 BA $475,000 SF REDUCED FROM $500,000

Avelo Mortgage:  307 Fairgrove Ter., Saybrooke, Gaithersburg 20877 4 BR/2.5 BA $362,000 SF REDUCED FROM $424,900

Countrywide:  8110 Fallow Dr. #18-A, Hamlet North, Gaithersburg 20877 3 BR/2.5 BA $186,900 TH Condo REDUCED FROM $234,900

REO:  8115 Fallow Dr. #19-A, Hamlet North, Gaithersburg 20877 3 BR/2 FB/2 HB $189,900 TH Condo REDUCED FROM $234,900

REO:  4503 Faroe Pl., Wheaton Woods, Rockville 20853 4 BR/2 BA $294,500 SF REDUCED FROM $310,000

Deutsche Bank:  3416 Farthing Dr., Conn. Ave. Estates, Silver Spring 20906 3 BR/2 BA $284,900 SF

REO:  1701 Featherwood St., Rolling Acres, Silver Spring 20904 3 BR/2 FB/2 HB $289,900 TH

Wells Fargo Bank:  2041 Featherwood St., Rolling Acres, Silver Spring 20904 4 BR/3.5 BA $275,000 TH REDUCED FROM $336,000

Fannie Mae:  14 Federal Ct. #120, Newport Estates, Gaithersburg 20877 2 BR/3 BA $175,900 TH

Countrywide:  7911 Fenton St., Blair, Silver Spring 20910 3 BR/1 BA $320,000 SF REDUCED FROM $405,000

REO:  19534 Fetlock Dr., The Colony, Germantown 20874 3 BR/1.5 BA $182,400 TH

Countrywide:  12812 Flack St., Glenmont Hills & Heights, Silver Spring 20906 4 BR/2 BA $224,900  SF REDUCED FROM $249,000  

Homeq Servicing:  9990 Forest View Pl., McKendrie, Montgomery Village 20886 3 BR/2 BA $180,000 TH               

Countrywide:  10012 Forest View Pl., McKendrie, Montgomery Village 20886 3 BR/2.5 BA $157,900 TH

REO:  20409 Foxwood Ter., Neelsville Estates, Germantown 20876 5 BR/4.5 BA $570,000 SF REDUCED FROM $579,900

Ellington Loan Acquisition:  23203 Frederick Rd., Highlands at Clarksburg, Clarksburg 20871 4 BR/2.5 BA $494,900 SF REDUCED FROM $589,900

REO:  11409 Fruitwood Way #163, Brandermill, Germantown 20876 3 BR/2.5 BA $230,900 TH Condo  

IndyMac Bank:  10813 Game Preserve Rd., Seneca Whetstone, Gaithersburg 20879 4 BR/3.5 BA $444,000 SF REDUCED FROM $459,000  

Wells Fargo Bank:  3800 Gateway Ter. #41, Greencastle Manor, Burtonsville 20866 3 BR/1 BA $174,900 Condo REDUCED FROM $259,000    

REO:  13218 Georgia Ave., Greenwood Knolls, Silver Spring 20906 4 BR/2 BA $299,900 SF  

Avelo Mortgage:  303 Gilsan Ct., Kemp Mill Estates, Silver Spring 20902 4 BR/2.5 BA $305,000 SF REDUCED FROM $325,000  

REO:  22102 Ginger Tree Way, Clarksburg Heights, Clarksburg 20871 4 BR/4.5 BA $515,000 SF

IndyMac Bank:  434 Girard St. #101, Villa Ridge, Gaithersburg 20877 2 BR/1 BA $92,000 Condo REDUCED FROM $99,000

Freddie Mac:  1208 Gladstone Dr., St. Marys Park, Rockville 20851 3 BR/2 FB/2 HB $369,000 SF REDUCED FROM $374,900

REO:  6011 Goldsboro Rd., Woodburn, Bethesda 20817 3 BR/3 BA $574,900 SF  

Residential Funding Corp.:  12711 Gould Rd., Glenmont Hills & Heights, Silver Spring 20906 3 BR/1 BA $223,500 SF REDUCED FROM $259,900  

REO:  12729 Grand Elm St., Clarksburg Village, Clarksburg 20871 5 BR/3.5 BA $574,900 SF  

REO:  12836 Grand Elm St., Clarksburg Village, Clarksburg 20871 4 BR/2.5 BA $508,250 SF REDUCED FROM $535,000  

REO:  16 Granite Pl. #181, The Colonnade, Gaithersburg 20878 2 BR/2 BA $299,900 Condo  

Wells Fargo Bank:  3332 Greencastle Rd., Burtonsville 20866 4 BR/2 BA $362,900 SF REDUCED FROM $474,900

Chase Home Financial: 2206 Greenery Lane #202-20, Glenways Gardens, Silver Spring 20906 2 BR/1 BA $145,400 Condo REDUCED FROM $180,900

Wells Fargo Bank:  2208 Greenery Lane #302-19, Glenways Gardens, Silver Spring 20906 2 BR/1.5 BA $150,000 Condo REDUCED FROM $160,000

IndyMac Bank:  2310 Greenery Lane #102-12, Glenways Gardens, Silver Spring 20906 2 BR/1 BA $143,900 Condo REDUCED FROM $158,900

Citibank:  5712 Greenlawn Dr., North Bethesda 20814 5 BR/3.5 BA $1,160,000 SF REDUCED FROM $1,260,000     

REO:  19119 Grotto Lane, Germantown View, Germantown 20874 4 BR/2 FB/2 HB $223,900 TH REDUCED FROM $289,000    

REO:  19613 Gunners Branch Rd. #623, Greenfield Commons, Germantown 20876 2 BR/2 BA $154,900 Condo REDUCED FROM $169,000

Countrywide:  18419 Hallmark Ct., Flower Hill, Gaithersburg 20879 3 BR/2 BA $267,900 TH REDUCED FROM $275,900

Deutsche Bank:  13531 Hamlet Square Ct., Fountain Hills, Gaithersburg 20878 2 BR/2.5 BA $279,900 Loft Gar TH REDUCED FROM $299,900

REO:  8101 Hammond Ave., Takoma Park 20912 3 BR/2 BA $310,000 SF

Fannie Mae:  3906 Hampden St., Ken Gar, Kensington 3 BR/1 BA $289,900 SF REDUCED FROM $305,900

REO:  9621 Harvest Knolls Way, Damascus Outside, Gaithersburg 20882 5 BR/2 BA $283,900 SF

Old Republic:  4302 Havard St., Stoneybrook Estates, Silver Spring 20906 5 BR/2 BA $324,900 SF REDUCED FROM $340,000

REO:  11313 Hawks Ridge Ter. #89, Brandermill, Germantown 20876 3 BR/2 BA $209,900 TH REDUCED FROM $219,900

REO:  9704 Hellingly Pl. #212, Christopher Court, Montgomery Village 20886 2 BR/2 BA $175,761 Condo REDUCED FROM $205,000

REO:  12355 Herrington Manor Dr., Calverton, Silver Spring 20904 3 BR/3.5 BA $299,900 TH

REO:  8 Hibiscus Ct. #1-4 Shady Grove Village, Gaithersburg 20878 3 BR/2.5 BA $199,900 TH

Citibank:  12401 Hickory Tree Way #724, Gunners View, Germantown 20874 2 BR/2 BA $145,900 Condo REDUCED FROM $155,900

REO:  19148 Highstream Dr. #676, Woodfield, Germantown 20874 3 BR/2.5 BA $244,634 TH REDUCED FROM $260,000

Fannie Mae:  413 Hillsboro Dr., Kemp Mill Estates, Silver Spring 20902 3 BR/2.5 BA $292,900 SF REDUCED FROM $372,900

REO:  2803 Homecrest Cir., Aquarius at Bel Pre, Silver Spring 20906 3 BR/2 BA $279,900 SF  

REO:  1551 Hugo Cir., Tivoli, Silver Spring 20906 4 BR/3.5 BA $324,900 TH  

Countrywide:  116 Hutton St., Deer Park, Gaithersburg 20877 2 BR/1 BA $271,900 SF REDUCED FROM $279,900  

REO:  11509 Idlewood Rd., Veirs Mill Village, Silver Spring 20906 3 BR/3 BA $234,900 SF REDUCED FROM $329,900    

Deutsche Bank:  4209 Isbell St., Shoneybrook Estates, Silver Spring 4 BR/3 BA $374,900 SF  

Countrywide:  4320 Ivy Glen Rd., Veirs Mill Village, Silver Spring 20906 4 BR/2 BA $254,900 SF REDUCED FROM $284,900  

Countrywide:  25004 Johnson Farm Rd., Gaithersburg 20882 5 BR/5.5 BA $921,900 SF REDUCED FROM $1,114,900

U.S. Bank:  15216 Jones Lane, Quail Run, Gaithersburg 20878 6 BR/3.5 BA $529,900 SF REDUCED FROM $665,000

USB Real Estate Services:  11512 Joseph Mill Rd., Veirs Mill Village, Silver Spring 20906 2 BR/2 BA $239,900 SF REDUCED FROM $299,900

REO:  13413 Keating St., Wheaton Woods, Rockville 20853 3 BR/1 BA $249,900 SF REDUCED FROM $264,900

Countrywide:  12208 Kendall Ct., Kingswell, Silver Spring 20902 3 BR/1 BA $256,900 SF REDUCED FROM $305,900

U.S. Bank:  904 Kerwin Rd., Ballantrae, Silver Spring 20901 2 BR/1 BA $227,500 SF REDUCED FROM $299,900

Freddie Mac:  19352 Keymar Way, Maryland Place, Montgomery Village 3 BR/1.5 BA $173,973 TH

Bay Rock Mortgage Corp.:  19705 Kildonan Dr., Edinburgh, Gaithersburg 20879 3 BR/2.5 BA $299,000 TH REDUCED FROM $319,900

Chase Home Finance:  201 Kimblewick Dr., Kimblewick, Silver Spring 20904 4 BR/3.5 BA $502,455 SF REDUCED FROM $565,000  

Fannie Mae:  10110 Kindly Ct., Stedwick Townhouses, Montgomery Village 20886 4 BR/3.5 BA $249,900 TH REDUCED FROM $279,900  

Freddie Mac:  10204 Kindly Ct., Stedwick, Montgomery Village 20886 4 BR/2.5 BA $234,900 TH REDUCED FROM $272,000    

Aurora Loan Services:  133 Kinsman View Cir., Northwood Park View, Silver Spring 20901 3 BR/3.5 BA $284,905 TH REDUCED FROM $335,000  

REO:  304 Ladson Rd., Northwood Village, Silver Spring 20901 4 BR/3 BA $289,900 SF REDUCED FROM $364,900

REO:  9811 Lake Shore Dr., Dockside, Montgomery Village 20886 2 BR/1.5 BA $204,900 Gar TH  

Credit Based Asset Servicing:  14913 Lear Lane, Peachwood, Silver Spring 20905 4 BR/3.5 BA $464,900 SF REDUCED FROM $489,900

REO:  11235 Legato Way, Dumont Oaks, Silver Spring 20901 4 BR/2.5 BA $270,000 TH REDUCED FROM $284,900

REO:  12700 Littleton St., Stoneybrook Estates, Silver Spring 20906 3 BR/2 BA $299,900 SF REDUCED FROM $315,900

Beneficial Mortgage:  10910 Lockwood Dr., Burnt Mills Manor, Silver Spring 20901 4 BR/3 BA $429,900 SF

Trade Bank:  1809 Locust Grove Rd., Woodside Hills, Silver Spring 20910 3 BR/3.5 BA $399,900 Gar TH REDUCED FROM $439,900

REO:  14613 Locustwood Lane, Fairland Acres, Silver Spring 20905 3 BR/3.5 BA $395,000 SF REDUCED FROM $419,900

Citimortgage:  13603 Loyola St., Harmony Hills, Silver Spring 20906 3 BR/2 BA $336,900 SF REDUCED FROM $346,750

REO:  17330 Macduff Ave., Cashell Manor, Olney 20832 5 BR/3.5 BA $535,000 SF

REO:  13103 Magellan Ave., Aspen Hill Park, Rockville 20853 3 BR/2 BA $289,900 SF

Fannie Mae:  4302 Mahan Rd., Veirs Mill Village, Silver Spring 20906 3 BR/2 BA $244,900 SF REDUCED FROM $269,900

Deutsche Bank:  912 Malcolm Dr., Montgomery Knolls, Silver Spring 20901 3 BR/2 BA $270,000 SF REDUCED FROM $312,380

REO:  18615 Mallory Pl., Flower Hill, Gaithersburg 20879 3 BR/3 BA $279,900 SF

Fannie Mae:  8704 Manchester Rd. #7, London Terrace, Silver Spring 20901 3 BR/1.5 BA $199,900 Condo REDUCED FROM $232,900

REO:  21918 Manor Crest Lane, Clarksburg Heights, Boyds 20841 5 BR/3.5 BA $634,900 SF

Astoria Federal Savings & Loan:  7611 Maple Ave. #507, Takoma Park 20912 3 BR/2 BA $255,900 Condo REDUCED FROM $265,900

REO:  9908 Maple Leaf Dr., Shadow Oak, Montgomery Village 20886 3 BR/2.5 BA $199,900 TH

Fannie Mae:  10003 Maple Leaf Dr., Shadow Oak, Montgomery Village 20886 3 BR/3.5 BA $219,900 TH REDUCED FROM $242,900

Countrywide:  13004 Marlow Farm Dr., Marlow Farm, Silver Spring 20904 6 BR/4.5 BA $713,900 SF REDUCED FROM $743,900

South Point:  3115 Medway St., Conn. Ave. Estates, Silver Spring 20902 3 BR/2 BA $199,900 TH REDUCED FROM $275,405

REO:  98 Meem Ave., Meems, Gaithersburg 20877 2 BR/1 BA $170,000 SF REDUCED FROM $184,900

Countrywide: 4606 Mercury Dr., Aspen Hill Park, Rockville 20853 4 BR/2.5 BA $364,900 SF REDUCED FROM $382,900

REO:  128 Middle Point Ct., Foxwood, Gaithersburg 20877 3 BR/2.5 BA $234,900 TH

Bank of New York:  1306 Milestone Dr., Springbrook Village, Silver Spring 20904 4 BR/3.5 BA $391,900 SF REDUCED FROM $409,900

REO:  7153 Mill Run Dr. #15-3, Mill Creek, Derwood 20855 3 BR/2.5 BA $255,000 TH

REO:  19016 Mills Choice Rd. #4, Mills Choice, Montgomery Village 20886 2 BR/2 BA $139,900 Condo REDUCED FROM $144,900

REO:  7717 Mineral Springs Dr., Emory Grove Park, Gaithersburg 20877 3 BR/1.5 BA $229,900 SF  

Fannie Mae:  18902 Montgomery Village Ave., Centerstage, Montgomery Village 20886 3 BR/2.5 BA $260,000 TH  

REO:  8242 Mountain Ash Way, Flower Hill, Gaithersburg 20879 3 BR/2.5 BA $234,900 TH REDUCED FROM $259,900    

Fremont Investment:  8209 Mountain Laurel Lane, Flower Hill, Gaithersburg 20879 3 BR/1 FB/2 HB $239,900 SF  

Fannie Mae:  7829 Muncaster Mill Rd., Gaithersburg 20877 3 BR/2 BA $269,900 SF REDUCED FROM $286,900    

Novastar Mortgage:  18817 Muncaster Rd., Granby Woods, Derwood 20855 4 BR/3 BA $299,000 SF REDUCED FROM $399,900  

Deutsche Bank:  13148 Musicmaster Dr. #139, Stockbridge/Tanglewood, Silver Spring 20904 3 BR/2 BA $224,900 TH REDUCED FROM $269,900  

Wells Fargo Bank:  18631 Nathans Pl., Nathans Hill, Montgomery Village 20886 2 BR/1 BA $164,400 TH

REO:  8030 Needwood Rd.#201, Park Overlook, Derwood 20855 3 BR/2 BA $256,000 Condo REDUCED FROM $269,500

Chase:  2305 Nees Lane, Countryside, Silver Spring 20905 4 BR/3 BA $397,950 SF REDUCED FROM $470,000

REO:  5800 Nicholson Lane #1-T05, The Fallswood, Rockville 20852 1 BR/1 BA $220,400 Condo REDUCED FROM $255,900

REO:  22 Nickelby Ct., Green Hills, Damascus 20872 5 BR/3.5 BA $379,900 SF

U.S. Bank:  421 Northwest Dr., Burnt Mills, Silver Spring 20901 5 BR/1.5 BA $352,900 SF REDUCED FROM $414,900

REO:  403 Oak Knoll Dr., Fallsgrove, Rockville 20850 4 BR/3.5 BA $534,900 Gar TH  

REO:  1102 Oakview Dr., Oakview, Silver Spring 20903 5 BR/2.5 BA $349,900 SF  

Countrywide:  14130 Old Columbia Pike, Burtonsville 20866 2 BR/2 BA $375,900 SF REDUCED FROM $393,900  

REO:  15005 Old Columbia Pike, Oakhurst, Burtonsville 20866 3 BR/2 BA $352,000 SF REDUCED FROM $392,000

Fannie Mae:  13019 Open Hearth Way, Pleasant Fields, Germantown 20874 3 BR/1.5 BA TH  $229,900 REDUCED FROM $305,900

IndyMac Bank:  14505 Orangewood St., Oak Springs, Silver Spring 20905 4 BR/2.5 BA $432,000 SF

REO:  14 Orchard Dr., The Orchards, Gaithersburg 20878 3 BR/3.5 BA $199,900 TH

Fannie Mae:  948 Orchard Ridge Dr., Quince Orchard Park, Gaithersburg 20878 3 BR/2.5 BA $349,900 TH Condo REDUCED FROM $365,900

REO:  5 Orion Club Dr., Ashton Village, Ashton 20861 4 BR/2.5 BA $419,900 SF

REO:  26900 Overlook St., Damascus 20872 5 BR/3 BA $289,900 SF

HOC Mortgage Co:  716 Oxford Square Dr.,Stonegate, Silver Spring 20905 3 BR/1.5 BA $265,000 TH REDUCED FROM $289,900

REO:  18237 Paladin Dr., Fair Hill Farm, Olney 20832 3 BR/2 FB/2 HB $324,900 TH

Chase Home Finance:  3821 Palmira Lane, Harmony Hills, Silver Spring 20906 5 BR/3 BA $311,900 SF REDUCED FROM $327,750

REO:  301 Palmspring Dr. #10, Park Summit, Gaithersburg 20878 2 BR/1 BA $209,900 Condo REDUCED FROM $219,900

IndyMac Bank:  12810 Parkland Dr., Wheaton Woods, Rockville 20853 4 BR/2 BA $247,900 SF REDUCED FROM $349,900

REO:  3224 Park View Rd., Chevy Chase 20815 3 BR/3 BA $649,000 SF

Fannie Mae:  3 Parson Grove Ct., Hallowell, Olney 20832 3 BR/3.5 BA $383,900 SF REDUCED FROM $479,900

REO:  11502 Patapsco Dr., Randolph Hills, Rockville 20852 5 BR/2 BA $299,900 SF REDUCED FROM $336,900  

First Horizon Home Loan:  1005 Paul Dr., Rockcrest, Rockville 20851 4 BR/2 BA $300,000 SF REDUCED FROM $444,900

Bank of America:  1013 Paul Dr., Rockcrest, Rockville 20851 4 BR/2 BA $294,500 SF REDUCED FROM $310,000

EMC:  20407 Peach Tree Rd, Dickerson 20842 6 BR/3 FB/2 HB $624,900 SF REDUCED FROM $789,900

U.S. Bank:  10916 Pebble Run Dr., Glen Haven, Silver Spring 20902 2 BR/2.5 BA $274,800 Gar TH REDUCED FROM $339,800

U.S. Bank:  100 Pembrooke View Lane, Saybrooke, Gaithersburg 20877 4 BR/2.5 BA $347,500 SF REDUCED FROM $384,900

REO:  9319 Pennywise Lane, Poplar Springs, Montgomery Village 20886 4 BR/3.5 BA $526,500 SF

REO:  527 Pensacola Dr., Park Summit, Gaithersburg 20878 3 BR/2.5 BA $210,000 TH

REO:  4139 Peppertree Lane #4135, Rolling Spring, Silver Spring 20906 3 BR/2 BA $199,900 TH Condo REDUCED FROM $221,900

REO:  8130 Pepperwood Lane, Hamlet North, Gaithersburg 20877 3 BR/2.5 BA $189,900 TH REDUCED FROM $279,900

REO:  2003 Petersfield Pl, Hallowell, Olney 20832 4 BR/3.5 BA $518,500 SF REDUCED FROM $540,000

Fannie Mae:  3005 Piano Lane #38, Stockbridge/Tanglewood, Silver Spring 20904 3 BR/2 BA $241,900 TH REDUCED FROM $254,900

Countrywide:  14204 Piccadilly Rd., Layhill Village East, Silver Spring 20906 4 BR/3 BA $393,900 SF REDUCED FROM $399,900

American Home Mortgage:  5 Pickering Ct., #02, Esprit, Germantown 20874 2 BR/2 BA $224,900 Condo REDUCED FROM $229,900

REO:  15 Pickering Ct. #1, Esprit, Germantown 20874 2 BR/2 BA $184,900 Condo REDUCED FROM $193,900

First Horizon Home Loans:  19 Pickering Ct. #202, Esprit, Germantown 20874 2 BR/2 BA $199,900 Condo REDUCED FROM $253,900

REO:  10605 Pinedale Dr., Northwest Branch Estates, Silver Spring 20901 5 BR/4 BA $409,900 SF

WM Specialty Mortgage:  18418 Point Seneca Pl., Stoneridge, Germantown 20874 3 BR/2.5 BA $184,900 Gar TH

IndyMac Bank:  7217 Pompano Ter., Brookefield, Gaithersburg 20879 4 BR/2.5 BA $539,900 SF REDUCED FROM $694,900    

REO:  12916 Poppy Seed Ct., Germantown Park, Germantown 20874 3 BR/1.5 BA $159,900 TH

REO:  23622 Public House Rd., Clarksburg Town Center, Clarksburg 20871 4 BR/4.5 BA $399,900 Gar TH    

REO:  19009 Quail Valley Blvd., Quail Valley, Gaithersburg 20879 4 BR/2.5 BA $324,900 SF  

REO:  18005 Queen Elizabeth Dr., Olney Oaks, Olney 20832 3 BR/1.5 BA $300,000 TH  

Fannie Mae:  774 Quince Orchard Blvd. #102, Diamond Farm, Gaithersburg 20878 2 BR/2 BA $137,900 Condo REDUCED FROM $185,900

IndyMac Bank:  15150 Red Cedar Dr., Valley Stream Estates, Burtonsville 20866 3 BR/3 BA $335,000 SF

REO:  19029 Red Robin Ter., Germantown View, Germantown 20874 3 BR/2 FB/2 HB $239,900 TH  

Countrywide:  17509 Ridge Rd., Olney Acres, Rockville 20853 3 BR/2.5 BA $323,900 SF REDUCED FROM $346,900

REO:  25624 Ridge Rd., Damascus Outside, Damascus 20872 5 BR/4 BA $450,000 SF  

Chevy Chase Bank:  9943 Ridgeline Dr., Clubside, Montgomery Village 20886 3 BR/1.5 BA $219,900 TH    

REO:  10187 Ridgeline Dr., Clubside, Montgomery Village 20886 2 BR/1.5 BA $144,900 TH REDUCED FROM $197,450  

Accredited Home Lenders:  1804 Republic Rd., Northbrook Estates, Silver Spring 20902 3 BR/2 BA $349,900 SF REDUCED FROM $362,500

National City Bank:  7302 Rocky Rd., Gaithersburg 20882 2 BR/2 BA $274,900 SF REDUCED FROM $289,900

U.S. Bank:  1015 Rosemere Ave., Hollywood Park, Silver Spring 20904 3 BR/3 BA $285,000 SF REDUCED FROM $409,900

REO:  13333 Rushing Water Way, Clopper Hills, Germantown 20874 4 BR/3.5 BA $299,000 TH REDUCED FROM $319,900  

REO:  8 Russell Ave. #203, Gaithersburg 20877 2 BR/1 BA $133,500 Condo REDUCED FROM $145,000  

Fannie Mae:  19208 Saint Johnsbury Lane, Fox Chapel, Germantown 20876 3 BR/1.5 BA $289,900 SF REDUCED FROM $429,900  

REO:  19228 Saint Johnsbury Lane, Fox Chapel, Germantown 20876 4 BR/2 FB/2 HB $307,000 SF REDUCED FROM $325,000  

HSBC Bank:  425 Sanders Lane, Whetstone Run, Gaithersburg 20877 4 BR/3.5 BA $431,999 SF REDUCED FROM $480,000  

REO:  19366 Sandy Lake Dr., Goshen Village, Gaithersburg 20879 3 BR/2.5 BA $199,900 TH

Countrywide:  13104 Scarlet Oak Dr., Quail Run, Gaithersburg 20878 3 BR/2.5 BA $525,000 SF REDUCED FROM $563,900

REO:  21709 Seneca Ayr Dr., Summerfield Crossing, Boyds 20841 5 BR/4.5 BA $665,000 SF REDUCED FROM $730,000

Fannie Mae:  5005 Sentinel Dr. #33, Sumner Court, Bethesda 20816 2 BR/1 BA $229,900 Condo REDUCED FROM $310,000

REO:  222 Shadow Glen Ct., Lakelands Great Seneca, Gaithersburg 20878 3 BR/2 FB/2 HB $594,100 SF

REO:  13015 Shadyside Lane #12-195, Waters House, Germantown 20874 2 BR/2 BA $164,900 Condo REDUCED FROM $227,900  

REO:  17652 Shady Spring Ter., Mineral Springs Village, Gaithersburg 20877 3 BR/1.5 BA $189,900 TH

Freddie Mac:  24712 Showbarn Cir., Damascus Hill, Damascus 20872 3 BR/2 BA $342,895 SF

Bank of New York:  14828 Silver Ash Ct., Valley Stream Estates, Burtonsville 20866 4 BR/2.5 BA $310,900 SF REDUCED FROM $344,900

Fremont Investment:  21108 Silver Birch Lane, Seneca Crossing, Germantown 20876 3 BR/3 BA $524,900 SF REDUCED FROM $649,900        

Countrywide:  21109 Silver Birch Lane, Seneca Crossing, Germantown 20876 5 BR/3.5 BA  $486,900 SF REDUCED FROM $555,900  

Fulton Bank:  13814 Sloan St., Rock Creek Manor, Rockville 20853 4 BR/2.5 BA $410,000 SF

REO:  18222 Smoke House Ct., Pleasant Fields, Germantown 20874 3 BR/1.5 BA $210,000 TH

REO:  100 Spring St., Browns, Gaithersburg 20877 3 BR/2.5 BA $278,900 SF REDUCED FROM $359,900  

Fannie Mae:  20538 Staffordshire Dr., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $289,900 TH REDUCED FROM $310,000  

REO:  2 Standard Ct. #1, Newport Estates, Gaithersburg 20877 2 BR/1 BA $137,500 TH Condo REDUCED FROM $159,900  

Countrywide:  19229 Staleybridge Rd., Fox Chapel, Germantown 20876 3 BR/2 BA $319,900 SF REDUCED FROM $324,900  

Deutsche Bank:  5 Stanley Ct., Rockland, Rockville 20851 6 BR/2 BA $335,000 SF REDUCED FROM $379,900    

HomeEq Servicing:  68 State Ct. #113, Newport Estates, Gaithersburg 20877 3 BR/2.5 BA $175,750 TH REDUCED FROM $185,000  

REO:  19141 Stedwick Dr., Stedwick Townhouses, Montgomery Village 20886 4 BR/2.5 BA $236,900 TH  

REO:  14417 Stepping Stone Way, Castlegate, Burtonsville 20866 3 BR/1 BA $234,900 TH REDUCED FROM $259,900

U.S. Bank:  435 Sternwheeler Ct., Audibon Square, Gaithersburg 20877 3 BR/2.5 BA $234,900 TH

Deutsche Bank:  5701 Stillwell Rd., Twinbrook, Rockville 20851 4 BR/2 BA $279,900 SF REDUCED FROM $318,900

U.S. Bank:  18418 Stone Hollow Dr., Stoneridge, Germantown 20874 2 BR/2.5 BA $199,500 TH REDUCED FROM $257,900

Bank of New York:  18451 Stone Hollow Dr., Stoneridge, Germantown 20874 3 BR/3.5 BA $199,750 TH REDUCED FROM $259,900  

Deutsche Bank:  18484 Stone Hollow Dr., Stoneridge, Germantown 20874 3 BR/2.5 BA $205,900 TH REDUCED FROM $254,900

Citi:  23 Stoney Point Ct., Brandermill, Germantown 20876 3 BR/2 BA $214,900 TH

GRP Loan:  11463 Stoney Point Pl., Brandermill, Germantown 20876 3 BR/2 BA $209,900 TH

Fannie Mae:  19956 Stoney Point Way, Brandermill, Germantown 20876 3 BR/2 BA $219,900 TH REDUCED FROM $252,900

Citimortgage:  20550 Strath Haven Dr., Essex Place, Montgomery Village 20886 2 BR/1.5 BA $164,900 TH REDUCED FROM $244,900

Fannie Mae:  18324 Straamside Dr. #102, Rosewood, Gaithersburg 20879 1 BR/1 BA $179,900 Condo  

REO:  18336 Streamside Dr. #302, Rosewood, Gaithersburg 20879 3 BR/2 BA $169,900 Condo REDUCED FROM $197,900

REO:  7 Summer Sweet Ct., Seneca Vista Estates, Germantown 20876 4 BR/3.5 BA $459,900 SF

REO:  18 Sunnyview Ct., Meadowbrook Estates, Germantown 20876 3 BR/3 BA $349,900 SF

REO:  2408 Sun Valley Cir. #6-D, Kimberly Place, Silver Spring 20906 3 BR/1 BA $189,900 TH REDUCED FROM $249,900

REO:  5000 Tackbrooke Dr., Barnsley Manor Estates, Olney 20832 4 BR/2.5 BA $619,900 SF

Wells Fargo Bank:  9924 Tambay Ct., Shadow Oak, Montgomery Village 20886 3 BR/2.5 BA $210,000 TH

REO:  811 Tanley Rd., Rocky Brook Park, Silver Spring 20904 5 BR/2 BA $374,900 SF

REO:  8308 Tea Rose Dr., Flower Hill, Gaithersburg 20879 3 BR/2 BA $309,900 SF REDUCED FROM $382,900

Wells Fargo Bank:  9 Templar Ct., Burgandy Estates, Rockville 20851 3 BR/2 BA $293,900 SF REDUCED FROM $360,000

Fannie Mae:  17733 Topfield Dr. #5-G, Hamlet North, Gaithersburg 20877 3 BR/3.5 BA $229,000 TH REDUCED FROM $251,900

REO:  20107 Torrey Pond Pl., Shadow Oak, Gaithersburg 20886 3 BR/2.5 BA $194,900 TH

REO:  19421 Transhire Rd., Maryland Place, Montgomery Village 20886 3 BR/2.5 BA $189,000 TH REDUCED FROM $205,000

SunTrust Bank:  6 Travilah Ter., Potomac 20854 6 BR/5 FB/2 HB $1,119,900 SF REDUCED FROM $1,275,000

IndyMac Bank:  22246 Trentworth Way, Clarksburg Heights, Clarksburg 20871 3 BR/2.5 BA $393,800 Gar TH    

REO:  13201 Trimfield Lane, Churchill Town Sector, Germantown 20874 3 BR/2 FB/2 HB $249,900 TH Condo REDUCED FROM $269,000

Wells Fargo Bank:  11712 Trophy Ct., Fox Chapel, Germantown 20876 4 BR/3.5 BA $199,900 TH

REO:  1319 Twig Ter., Oak Springs, Silver Spring 20905 3 BR/2.5 BA $260,000 TH

REO:  326 University Blvd. E, Franklin Knolls, Silver Spring 20901 5 BR/3 BA $344,900 SF REDUCED FROM $349,000

U.S. Bank :  12205 Valleywood Dr., Conn. Ave. Estates, Silver Spring 20902 3 BR/1 BA $242,400 SF REDUCED FROM $284,900

Wells Fargo:  12229 Valleywood Dr., Conn. Ave. Estates, Silver Spring 20902 $248,000 SF REDUCED FROM $345,000

REO:  12304 Valleywood Dr., Conn. Ave. Estates, Silver Spring 20902 3 BR/1 BA $199,900 SF REDUCED FROM $285,900

IndyMac Bank:  12820 Valleywood Dr., Glenmont Hills & Heights, Silver Spring 20906 3 BR/1 BA $293,500 SF

REO:  13110 Valleywood Dr., Greenwood Knolls, Silver Sprng 20906 5 BR/2 BA $299,900 SF REDUCED FROM $324,900

REO:  928 Venice Dr., Springbrook Terrace, Silver Spring 20904 4 BR/4 BA $354,900 SF REDUCED FROM $399,900

Fremont Investment:  9416 Vineyard Haven Dr., Salems Grant, Montgomery Village 20886 3 BR/3.5 BA $399,900 SF

REO:  13918 Vista Dr., Bel Pre Woods, Rockville 20853 4 BR/2 BA $309,900 SF

REO:  9910 Walker House Rd. #1, Normandie on the Lake II, Montgomery Village 20886 2 BR/2 BA $129,750 Condo

REO:  18707 Walkers Choice Rd. #4, Normandie on the Lake I, Montgomery Village 20886 3 BR/2 BA $149,900 Condo REDUCED FROM $165,000

Resource Bank:  18715 Walkers Choice Rd. #3, Normandie on the Lake I, Montgomery Village 20886 1 BR/1 BA $144,900 Condo REDUCED FROM $154,900

Banco Popular:  18726 Walkers Choice Rd. #4, Normandie on the Lake II, Montgomery Village 20886 3 BR/2 BA $142,900 Condo REDUCED FROM $179,000

Fannie Mae:  18802 Walkers Choice Rd. #4, Normandie on the Lake II, Montgomery Village 20886 2 BR/2 BA $119,900 Condo REDUCED FROM $194,900

REO:  19101 Warrior Brook Dr., Germantown Estates, Germantown 20874 3 BR/2 BA $304,900 SF

Countrywide:  17630 Washington Grove Lane, Gaithersburg 20877 4 BR/2 BA  $279,900 SF REDUCED FROM $317,900

Chase Home Finance:  17 Water St. #26, Lilac Gardens, Gaithersburg 20877 2 BR/1 BA $104,500 Condo REDUCED FROM $119,900  

Accredited Home Lenders:  10010 Wedge Way, Club Hill, Gaithersburg 20886 3 BR/1 FB/2 HB $184,900 TH REDUCED FROM $214,875  

REO:  10050 Wedge Way, Club Hill, Montgomery Village 20886 3 BR/2.5 BA $199,000 TH  

REO:  8608 Welbeck Way, McConkey, Montgomery Village 20886 4 BR/2.5 BA $176,900 TH REDUCED FROM $159,000

REO:  8815 Welbeck Way, McConkey, Montgomery Village 20886 3 BR/2.5 BA $149,900 TH REDUCED FROM $174,900

Fannie Mae:  8828 Welbeck Way, McConkey, Montgomery Village 20886 4 BR/2.5 BA $165,900 TH REDUCED FROM $179,900

Deutsche Bank:  8909 Westland Dr., Walnut Hill, Gaithersburg 20877 4 BR/2.5 BA $359,900 SF Needs Renovation

Citimortgage:  824 West Side Dr. #12-D, Brighton West, Gaithersburg 20878 3 BR/2.5 BA $200,000 TH Condo REDUCED FROM $219,900

REO:  840 West Side Dr. #13-B, Brighton West, Gaithersburg 20878 3 BR/2.5 BA $159,900 TH

Countrywide:  14702 Wexhall Ter. #17, Towns of Gloucester, Burtonsville 20866 3 BR/2.5 BA $203,900 TH Condo REDUCED FROM $222,900

IndyMac Bank:  19203 Wheatfield Ter., Seneca Park, Gaithersburg 20879 3 BR/2 FB/2 HB $275,000 TH REDUCED FROM $287,000

REO:  19278 Wheatfield Ter., Seneca Park, Gaithersburg 20879 3 BR/3.5 BA $275,000 TH REDUCED FROM $320,000

Countrywide:  3638 Wheat Miller Dr., Falling Green, Mount Airy 21771 4 BR/3.5 BA $564,900 REDUCED FROM $596,900

REO:  12901 Wheatridge Ter., Village of Cloppers Mill, Germantown 20874 5 BR/3.5 BA $499,900 SF

Wells Fargo Bank:  8205 Whispering Oaks Way #101, Rosewood, Gaithersburg 20879 2 BR/2 BA $141,669 Condo REDUCED FROM $187,900  

REO:  13233 Whitechurch Cir., Churchill Town Sector, Germantown 20874 3 BR/1.5 BA $200,000 TH REDUCED FROM $225,000

REO:  13241 Whitechurch Cir., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $199,900 TH  

REO:  1691 White Oak Vista, Gatestone, Silver Spring 20904 4 BR/3.5 BA $400,000 Gar TH

Countrywide:  8926 Whitney St., Highland View, Silver Sprng 20901 5 BR/3 BA $342,900 SF

Chase Home Finance:  13116 Wilton Oaks Dr., Wilton Oaks, Silver Spring 20906 4 BR/2.5 BA $384,900 SF REDUCED FROM $404,900

REO:  6403 Winnepeg Rd., Georgetown Village, Bethesda 20817 5 BR/4.5 BA $809,900 SF

REO:  13667 Winterspoon Lane #32, Willow Cove Manor, Germantown 20874 3 BR/2.5 BA $199,777 TH REDUCED FROM $264,900

REO:  14200 Wolfcreek Way #8-25, Wintergate/Longmead, Silver Spring 20906 3 BR/2 BA $249,900 Condo  

U.S. Bank:  317 Woodburn Rd., Silver Rock, Rockville 20851 4 BR/2 BA $224,900 SF  

Fremont Investment:  9926 Woodburn Rd., Indian Spring Village, Silver Spring 20901 2 BR/1.5 BA $389,900 SF REDUCED FROM $439,900  

REO:  23312 Woodfield Rd., Gaithersburg 20882 5 BR/3 BA $289,900 SF WATER DAMAGE  

REO:  25011 Woodfield Rd., Country View, Damascus 20872 3 BR/2 BA $349,900 SF

American Home Mortgage:  9902 Woodland Dr., Forest Glen Homes, Silver Spring 20902 4 BR/3 BA $399,900 SF REDUCED FROM $420,000

Bank of America:  1700 Woodman Ave., Forest Estates, Silver Spring 20902 4 BR/3 BA $345,000 SF

REO:  11120 Woodson Ave., Rock Creek Palisades, Kensingon 20895 5 BR/2 BA $379,000 SF

REO:  19926 Wyman Way, Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $222,000 TH REDUCED FROM $244,900

REO:  12737 York Mill Lane, Clarksburg Heights, Clarksburg 20871 4 BR.3.5 BA $369,900 TH REDUCED FROM $379,900

Countrywide:  11705 Zebrawood Ct., Middlebrook Commons, Germantown 20876 2 BR/1.5 BA $159,900 TH REDUCED FROM $195,900

Copyright 2008 - Information deemed reliable, but is subject to changes. We must always confirm availability and current prices. Any reproduction, distribution or other use is prohibited. Do not email this report to others without written authorization from Roy Kelley.

Please contact us if you have questions about the foreclosure process in Maryland. If you are searching for a property, please tell us about your specific needs.  Please refer your friends that may wish to purchase a residence or investment property.

Your Real Estate Advisor,

Roy Kelley   Roy Kelley & Associates

Associate Broker, RE/MAX Realty Group

6 Montgomery Village Avenue, Suite 200 Gaithersburg, MD 20879  

Direct:  301-921-4569   

Client Assistance:  301-670-8996 Email: roykelley@mris.com    Fax:  301-921-4586  Main Office:  301-258-7757 x 569 Home Search

Website: www.roykelley.com  (All available listings may by viewed on Homes Prospector)

Blog:  http://activerain.com/blogs/roykelley  

Frederick County REO:  We distribute a separate list of the lender owned foreclosures in Frederick County, MD.  If you are not on that list and wish to receive the reports, please contact us at roykelley@mris.com  

FREE SETTLEMENTS ON REO PURCHASES:  When you purchase a lender owned property, the lender owners frequently ask that you use their title company for the settlement.  And, sometimes, incentives are offered to use the preferred title company. What should you do?  It is always a good idea to compare costs before you submit a contract.  We received notice of an offer by Village Settlements to provide free settlements on REO properties.  So, their services and charges may be a good for comparison with other companies that are recommended by the lenders.  The following link will take you to their website and a coupon which can be used.  http://www.villagesettlements.com/VSI/freeREOsettlement.html    If you have any questions about this offer, please contact David Parker,Esq., President,  Village Settlements, Inc., Law Offices of Hirschel, Savitz, Parker & Hollman, P.A. 177 Kentlands Blvd., Gaithersburg, Maryland 20878 Phone: 301-590-9300 ext 121 E-mail: dparker@villagesettlements.com