100% financing is still available!   USDA has a financing program that still permits 100%. In fact in some cases they will go to 102%! However, the home to be purchased must be in "rural" area. However, many homes that you and I would not consider to be in a rural are eligible. There are of course some credit and income restrictions but this is a great option for first time home buyers. Please let me know if you know of a friend or family member that could benefit from this program. Now is a great time to be a buyer!   Here is the website to see if your home (in case you are thinking of selling) or the home you are thinking of buying qualifies:   CLICK HERE or copy and paste the following URL into your browsers address bar:

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property@11

I know of several houses in Davie County, Davidson County, and even Forsyth County that are eligble for this program. Please check out my website for more information or to search for properties!

HERE IS ONE OF MY LAKEFRONT LISTINGS THAT IS ELIGBLE: