I have a bit of advice that I share with every young couple I know who are getting ready to take the plunge into the marriage pool. Try to live on one salary. I know it is not easy today but it is possible. You will thank me if you follow this advice from the start.
You see you will probably want to buy a house someday. If you live on one salary you can bank the other salary for a down payment. Be sure you use a little for vacations and such but save most of it for the future.
When you are ready to buy, find a house that you can afford on one salary. If that means buying a multi family and living in one apartment while renting the other make that your first home. If it means buying a small house that you can trade up later on do that. Believe me, you want to have options that are affordable just in case one of you loses a job or you have a baby and someone wants to stay home for a while.
I love working with first time home buyers. There is nothing like the excitement of finding something that they like in the price range they feel comfortable in. I may spend extra time explaining all the steps that go along with buying a home and they may ask me a whole lot of questions but I get such a great amount of satisfaction from helping them that I really don't mind the extra work. I will help you to find a home that meets your needs without sending you to the poor house.
You see, I am a helper. I will give as much as I possibly can to help another human being. I would love to help you!
Working with an experienced buyer's agent can help you to choose what is best for you. If you are looking for a home in Orange, Ulster, or Sullivan County NY I would love to be your Buyer's Agent. If you are looking elsewhere I would love to find someone in your chosen location to help you. Give me a call or send an email today.
Associate Broker with RJ Smith Realty a Real Estate Solutions Company