Bailout, Rescue Efforts or How to Make the Rich Richer??

As I sit here on Monday morning after listening to and watching the financial news all week-end, I can't help wondering how this will affect my job at Credit Restoration Consultants. If you would have asked me a month ago what a good credit score is I would have told you a perhaps 680. If you asked me last week I might have said perhaps a 720. Today I have to believe that even with all of the talks of rescue and bailout efforts, it will be even harder to get credit. After all who is really being helped. Is Mr and Mrs. Homeowner being helped? Is Mr. or Mrs. Car Salesperson being helped? Or how about the people out of work or jut simply being paid minimum wage.  While this is being billed as a rescue plan I wonder who will rescue our average client. I am left to believe the CEO's and CFO's of the big firms are the only ones benefiting. I do not mean to sound cynical, I am only saying what I believe. And is that not the point of blogging.

That said I must admit our work here should become easier. Our disputes will certainly be easier with all of the bank takeovers. If anyone is familiar with the Credit Reporting Agencies and the rules they must abide by, you will know that if the banks do not have proof of a debt the CRA's must remove it. It is our past experience at Credit Restoration Consultants that banks do not have time to prove wrong our disputes while dealing with a take-over. So in reality now is the time to get your credit repaired, While I am disgusted by the money being thrown at the big firms, I am happy to see our work getting more results through our efforts to make the CRA's follow the laws that govern them.  So if you or anyone you know is in financial trouble due to bad credit now is truly the best time to get it repaired, We are here to help you and the average person not getting a big check from this bailout or whatever they are calling it today. Sorry if this sounds like a solicitation I am just fed up with people being caught between a rock and a hard place. I am all about the little people. Myself included. Happy Monday to all and a Happy New Year to all my Jewish Friends celebrating the Holiday.

Lori Isaacson