In the last couple of weeks, we have experienced some major problems in the banking world.  In these times, it is difficulty to know what to do or where to go for answers.  However, you can count on Urban Knight Enterprises, Inc. to be there for you. 

When an insured bank or thrift closes, the Federal Deposit Insurance Corporation (FDIC) usually arranges for another institution to take it over, including branches where you might have a safe deposit box. In those situations, you should be able to conduct business as usual. If the FDIC cannot find a buyer for your bank, it arranges for you to remove the contents of your safe deposit box so you can obtain a box at another institution, if you wish. This is done within a few days after the bank fails.

It is imperative that your contact information is up to date: Your address, telephone numbers,etc.  By law the banking institutions are required make three attempts to contact you.  If they are unable to reach you, your contents may be placed on the www.UnclaimedProperty.com by the Federal Reserve. If this occurs you should check this website to verify if contents are there. If they are there, you will need to either call for or download a claim form from their website. 

You will need to send two forms of ID, at least one of them must have a photo along with the claim form.  It is also required that the form is notarized before mailing to the required party. 

So please practice due diligence and safeguard your contents, make a list of your items that are stored, and check with your elder family or friends to alert them of this information.  Don't forget to call on us if you should need your claim form notarized.

Serving the Pennsylvania Counties of: Berks, Bucks,Chester, Delaware, Montgomery and Delaware.

Urban Knight Enterprises, Inc.  ** www.UKENotary.com*** 610.935.5944 or 484.682.6249