Certified Mortgage Planners - Defined

Thank you Jane for your glowing endorsement. 

Certified Mortgage Planners are not loan agents.  Mortgage Planners work very hard to design a mortgage plan that will properly work with your financial and retirement plans.  A home loan is a financial tool and should be used as such.  

 Your home is likely your largest investment and is likely your largest asset in your life.  Likewise the mortgage used to purchase or finance your home is likely your biggest liability.  Successful people have financial planners to manage their financial investments, Public accountants to manage their tax issues, attorneys to manage their legal issues, but it's the rare person who understands the value of an asset and liability manager.  Mortgage Planners are Asset and Liability Advisors and should be part of any success team. 

We provide Mortgage Planning Services for most of the continental United States.  Our local area of service include: Temecula, Murrieta, San Marcos, Escondido, Oceanside or Fallbook, Menifee, Lake Elsinore, Canyon Lake, Hemet. Riverside, Corona and surrounding areas. 

The right mortgage planner can save your family tens or even hundreds of thousands of dollars over their lifetime.   

Becoming the "Bank Of You" and periodically harvesting or repositioning  equity to increase Safety, Liquidity, and Rate of Return is important to creating wealth. this process is called Asset Optimization

Weather you own one home or invest in multiple properties as a real estate investor, the benefits from using the right professional is absolutely undeniable.  

It's still rather unbelievable that people still choose mortgage advice over the phone from inexperienced but smooth talking order takers. Why would anyone want to roll the dice every time they finance, refinance or purchase a property by using different people every time.   Wealthy people don't go to H&R Block for their tax advice, why would you go to Costco for an asset and liability advisor? 

The right mortgage planner will provide advice in many different areas of real estate finance:

1. How to safely pay off your home fast without making extra principle payments
2. Why you might not want to pay off your home
3. Total cost analysis reports to determine the true total cost of your loan and compare loans side by side
4. Internal rate of return analysis for investment property
5. Equity repositioning analysis for asset optimization
6. Debt consolidation analysis
7. Rate watch reports for instant awareness of market changes that could improve your terms
8. No point and no cost refinances at the right time and the right circumstances

 And here's the best part:

The right mortgage planner doesn't cost any more than using an order taking loan agent. 

To learn more,  check out my website at www.equityplanningforlife.com or call me at 951-695-0901