I work with Real Estate agents on a daily basis. Frequently after a listing appointment they have come to me inquiring about foreclosures and bankruptcy. With a record percentage of U.S. homeowners facing foreclosure and many more falling behind on monthly house payments, you might have had the same experience. Foreclosures and mortgage delinquencies number in the millions. According to reports, consumer debt, foreclosures, bankruptcy filings and mortgage delinquencies are higher than at any other time in history. Families are losing their homes at record rates, and experts are predicting higher numbers this year.

Map courtesy of Realtytrac.com

The only viable option for most of these homeowners is loss mitigation. Loss Mitigation is the process of helping delinquent homeowners, in or close to foreclosure, to save their home. How? By representing them and negotiating on their behalf with the lender; using government and non-government programs and regulations, and other techniques to resolve the delinquency and keep them in the existing mortgage and home. I now have started sending clients to Freedom Foreclosure Prevention. Their vision is to provide homeowners across America with an ethical, effective alternative to foreclosure and home loss. To find our more visit  http://freedomforeclosure.com/jcurtis