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Short Sale means the sold price is less than the mortgage amount. The seller or their agent approaches the lender asking if the banks or lenders are willing to settle for less if and when a purchase contract is signed. There are good tips for sellers. 1. Select an experienced agents have done short sales. It is not like the normal sale. The seller needs to understand that the bank is the REAL decision maker. If gatekeepers listened your case, you have are much chance to close. 2. Seller prepares to disclose: The sellers must disclose and produce all liens on the property, taxes (income tax, property tax…), back taxes, HOA dues, financial statements, letter of hardship, proof of income, proof of potential income, proof of future income, etc. 3. Make sure the buyer’s loan and down payment is place. Short sales can drag on for months. Some of the buyers could buy it now may not do it later. If the buyer has a hard time getting a loan, it could cost the sale and become more expensive. Some lenders could charge $100 per day of delaying fee till closing. 4. Make sure you and your agent get to see all bank documents. 5. Work with a detailed minded title officer. It could make all the difference in the world. 6. The Best scenario of escrow duration is 27 days, but it many last 30-45 days even 2 and three months long. Thank for SILVAR realtors: Donna Dawson-Schwartz, Neal Schwartz and Scott Fleming to contribute to the valuable short sale information.

 

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Grace Keng, CRS, CDPE, SRES,(408) 799-8887

Cupertino, CA

More about me…

Keller Williams Realty Cupertino

Address: 20230 Stevens Creek Blvd #E, Cupertino, CA, 95014

Office Phone: (408) 799-8887

Cell Phone: (408) 799-8887

Email Me

Grace Keng on Zillow

Silicon Valley Real Estate Guide

The consumer guides for Silicon Valley real estate buyers and sellers.





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