I just want you to know that I have a huge love affair with Halloween (party queen; check out the Robinson's), it could be that I love CANDY and I don't mean myself, Candi!

I just couldn't help but think of all the foreclosed houses this year from neighborhood to neighborhood and many of my friends and family facing this same difficult situation.

I hope that no one is offended with the cartoon included here in this post, it actually spurred this post to reach out to those that are struggling and heading toward foreclosure. I know personally how difficult this can be and the emotions that it entails.

In no way am I suggesting anything funny about losing your home back to the bank. I just know that anymore if you are one that takes your kids and grandkids through the neighborhood in which you live, most likely this cartoon might be closer to the truth than we all hate to admit.

My heart goes out those that are financially strapped for whatever their circumstances and the means in which they find themselves. I truly understand and I would be happy to help you where I can.

If you are an Arizona homeowner and facing foreclosure and/or need to consider a shortsale then by all means be sure to contact me to get further information on how I can assist you with your lender/s.

Many people miss one mortgage payment and shrug it off as a one-time thing. The next month predictably rolls around and nothing changes. Now, it’s two missed payments. And it only gets worse from there. Soon enough, the letters and phone calls are unavoidable and foreclosure – that nasty word you never thought you’d experience – is a very real possibility.

When you get behind on mortgage payments – even just one payment – it’s time to take action. You should at the very least make a phone call and speak to a short sale specialist about what you need to do going forward. I will be happy to make recommendations about how you should proceed and whether or not it’s going to be necessary to put your home on the market or work with your lender/s.

When it comes to your home, you can’t be too cautious. Staying on top of the situation can be the difference between long, sleepless nights and a safe, secure future. If you’re sitting at home right now and thinking, “I may be in trouble, but not yet,” then you need to take action. Don’t let that first missed mortgage payment snowball into something you can’t control.

Feel free to call me direct and let me help you understand the logic behind short sales and guide you through the process of getting back on track.

If you are looking for a new home, or a first time buyer, looking for a great deal on Arizona Real Estate, a retirement home or perhaps a business in Arizona. If you are considering an investment in the Phoenix, Arizona area, by all means be sure to contact me to get an updated list of Arizona foreclosed homes and Arizona banked owned, REO homes that we can perhaps included in your investment portfolio!