U.S Bank Failures almost certain to increase next year.....

U.S. Bank Failures almost certain to increase next year is the first headline that I read
on CNN today and once again after a beautiful weekend with my family I'm back to the
reality of today.  Where are we heading and how can YOU and I change and plan our
own destiny? 

Here is what they are saying:  "Here's a safe bet for uncertain times: A lot of banks
won't survive the next year of upheaval despite the U.S. government's $700 billion
rescue plan to restore order to the financial industry."

OK then, I have a solution!  Just last week as I was having a lunch with an investor
who loves to invest in real estate she said to me, "I don't like to invest in stock or
put my money in the bank.  The reason is because I want to be able to see my
investments.  I want to be able to drive by them and see them, touch them and even
if the market slows down and prices go down I know they will SURELY come back up."
With the stock market or money in the bank that is not necessarily TRUE these days.

So, I'm sure you have always heard it before and here it is again.  Everyone always
tells you - "BUY LOW - SELL HIGH"!  Well, now is the BEST time to do just that.  Money
talks and today - money is SCREAMING at good investments.  You are better off with
your money in real estate investments than you are having it in a safety deposit box,
bank stocks, DOW, NASDAQ, or CD's. 

After reading further: Through the first nine months of the year, 13 banks and S&Ls
have been taken over by the FDIC, more than the previous five years combined.

The FDIC may be underestimating, or least not publicly acknowledging, the trouble
ahead. As of June 30, the FDIC had 117 insured banks and S&Ls on its problem list.
That represented about 1 percent of the nearly 8,500 institutions insured as of June 30.
Entering 1991, about 10 percent of the industry -- 1,496 institutions -- was on the FDIC's
endangered list.

Wake UP America!  Invest into things that you can touch, drive by and see and that
are in a good area and can turn things around for you in your retirement.  I have
personally said GOOD BYE to the stock market and pulled all my stocks OUT.  I've lost
more than I put into it and my so called retirement went POOF...so when the going
gets TOUGH... the TOUGH get going.  I am optimistic about life and I'm not going
to let the headlines or the bad news get me down.  I will help others who want to
invest in real estate and I will try to give them good service and good advise.  After
all, I want to treat others as I myself want to be treated.
Sincerely,  Dagmar Sands