My morning started off as an interesting one down at Seminole County Down Payment Assistance office. Today was the first day for people to turn in their Seminole County SHIP applications. It has been a long process for some and the anticipation today was high. From talking with others in line some people started camping outside the county's door last night to be first in line and have the first opportunity to turn in their applications. These highly awaited funds are on a first come first serve basis. Some people will receive as much as $80,000 in free government money.

By 6:00 am the line wrapped around the building and for those people it was a 3 hour wait to turn in your application. Many people were turned away because of incomplete files. Information missing like pay stubs, affidavites, prequalification letters. They had to return later once they had the missing items. However I am proud to say not a single client of mine was turned away with 3 people now being told wow that's the best application I have seen. Once they got in, they were out within minutes.

I went to the county today to turn in an application for a client who was not able to go himself. So a courtesy to him I waited in line and turned it in for him. I would hate to see someone not have the opportunity to get into a home because they are hard at work and cant get a vacation day. So today ends the first day in this process for many. With the ship office seeing 200+ people by noon. Now the waiting game starts

Everyone who applied today will not fully know if they are going to receive funds from SHIP until 30-45 days from now when they receive their award letters. I know that each grouping of funds is very limited to the number of families that will be helped. Fingers are crossed for my clients, hopefully by the end of the year they will all be home owners.

If you are interested in finding out if you qualify for down payment assistance contact me today. Funds are currently available in Orange County, Seminole County, Volusia County and City of Orlando. Depending on income levels and area you could receive up to $80,000 in dpa funds.

Or read some of my past articals if you are a first time home buyer looking for answers or things you should be doing before you purchase a home.


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For information on buying, selling, or auctions in Central Florida, Orange County and Seminole County, new construction, bank owned, short sale and foreclosure properties and Relocation services contact your Lake Mary Real Estate Agent Heather Joubran @ 407-810-6304 or hjoubran@remax.net.

Seminole County consists of Lake Mary, Sanford, Heathrow, Longwood, Altamonte springs, Winter Springs, Oviedo, Casselberry. Orange County consists of Orlando, Downtown Orlando, Baldwin Park, Windermere, Apopka, Winter Park, Maitland, Disney, UCF, East Orlando, Lake Nona.

I can help you with all your housing needs from Luxury Homes to First Time Home Buyers

"Always work with a Realtor when selling a home. Would you hire a Realtor who has never sold a house before, knows nothing about real estate law, contract negotiation, or sales? Of course not – but that describes you. Don’t hire yourself – hire a real estate sales professional." ~ Ric Edelman






 
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8 Comments on Seminole County SHIP Down Payment Assistance first day of applications

OCT
06
2008
1 Featured Post

How great of you to assist your client that way. Taking some of the stress and frustration away from him will create a long lasting impression. Good for you.

7:02pm • #1
OCT
07
2008
211,914 Points 2 Featured Posts Outside Blog

That is an amazing photo.  Looks like voting lines. except that more people actually show up for this.

10:15am • #2

Rock and roll, Heather... nice blog... you are a tribute to our profession and you will be richly rewarded for it when this whole things turns around...

 

chris the implementer

10:53am • #3
163,305 Points 10 Featured Posts Outside Blog Hit Router

Heather... Good for you!  That is a long line of people, I hope that everyone gets some funds!

Debbie Summers 

1:37pm • #4
244,346 Points 1 Featured Post Outside Blog

It's amazing that there are that many buyers out there looking for DPA money.  It sure doesn't seem like it is that busy in the marketplace.  I hope all that money doesn't completely dry up in 3 months like it did last year.

5:53pm • #5
JAN
06

Can i still qualify for the 7500 dollar tax credit using the S.H.I.P. program?

mike
8:43pm • #7
JAN
07
247,322 Points 1 Featured Post Localism Sponsor Outside Blog Hit Router

Yes you can still qualify for the tax credit any first time home buyer who purchases a home up til June 30, 2009 is eligible. However seminole county ship is out of funds.

6:14am • #8

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Heather the Realtor. Orlando & Lake Mary First Time Home Buyers & Luxury Homes

Lake Mary, FL

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RE/MAX Central Realty

Address: 605 Crescent Executive Court Suite 332, Lake Mary, FL, 32746

Office Phone: (407) 810-6304

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Heather Joubran's blog is for those looking to gather information on Central Florida and Real Estate including areas such as Orlando, Lake Mary, Baldwin Park, Lake Nona, Longwood, Seminole County. In her blogs you will find information on how the current and local market is doing for both buyers and sellers, where to find the next deal in new construction or how to get your home sold quickly. Better yet check out her website www.HeatherTheRealtor.com




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