My morning started off as an interesting one down at Seminole County Down Payment Assistance office. Today was the first day for people to turn in their Seminole County SHIP applications. It has been a long process for some and the anticipation today was high. From talking with others in line some people started camping outside the county's door last night to be first in line and have the first opportunity to turn in their applications. These highly awaited funds are on a first come first serve basis. Some people will receive as much as $80,000 in free government money.

By 6:00 am the line wrapped around the building and for those people it was a 3 hour wait to turn in your application. Many people were turned away because of incomplete files. Information missing like pay stubs, affidavites, prequalification letters. They had to return later once they had the missing items. However I am proud to say not a single client of mine was turned away with 3 people now being told wow that's the best application I have seen. Once they got in, they were out within minutes.

I went to the county today to turn in an application for a client who was not able to go himself. So a courtesy to him I waited in line and turned it in for him. I would hate to see someone not have the opportunity to get into a home because they are hard at work and cant get a vacation day. So today ends the first day in this process for many. With the ship office seeing 200+ people by noon. Now the waiting game starts

Everyone who applied today will not fully know if they are going to receive funds from SHIP until 30-45 days from now when they receive their award letters. I know that each grouping of funds is very limited to the number of families that will be helped. Fingers are crossed for my clients, hopefully by the end of the year they will all be home owners.

If you are interested in finding out if you qualify for down payment assistance contact me today. Funds are currently available in Orange County, Seminole County, Volusia County and City of Orlando. Depending on income levels and area you could receive up to $80,000 in dpa funds.

Or read some of my past articals if you are a first time home buyer looking for answers or things you should be doing before you purchase a home.


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For information on buying, selling, or auctions in Central Florida, Orange County and Seminole County, new construction, bank owned, short sale and foreclosure properties and Relocation services contact your Lake Mary Real Estate Agent Heather Joubran @ 407-810-6304 or hjoubran@remax.net.

Seminole County consists of Lake Mary, Sanford, Heathrow, Longwood, Altamonte springs, Winter Springs, Oviedo, Casselberry. Orange County consists of Orlando, Downtown Orlando, Baldwin Park, Windermere, Apopka, Winter Park, Maitland, Disney, UCF, East Orlando, Lake Nona.

I can help you with all your housing needs from Luxury Homes to First Time Home Buyers

"Always work with a Realtor when selling a home. Would you hire a Realtor who has never sold a house before, knows nothing about real estate law, contract negotiation, or sales? Of course not – but that describes you. Don’t hire yourself – hire a real estate sales professional." ~ Ric Edelman