Short Sales in Maryland / The Hardship Letter-EXAMPLE

This is the part of a short sale process where the homeowner gets fully involved. The hardship letter is a very important part of the short sale process. It is the only chance for the homeowner to ask the lender in a personal level as to WHY they've arrived to this.

Below is a sample of a hardship letter. . short and to the point.

____________________________________________________________

On ( DATE) I lost my job(sick, lay-off,or. . )  and  I'm no longer able to make my mortgage payments

After having my current financial situation carefully analyzed, I have no choice but ask you for your help on avoiding the foreclosure of my family’s home.

Due to the significant change of home prices that have affect the entire country in the last year, I currently owe more on my mortgage than my home is actually worth.

Please consider allowing me into your Short Sale Program so that we can lower the price and sell the house quickly before it goes into foreclosure. This will allow me to settle my financial obligation to you and have a chance to get back on my feet, without having to file for bankruptcy.

_____________________________________________________________

SHORT-SALES-EXPERT.com

Are you considering a short sale?

Read our eBOOK Is A SHORT SALE an OPTION for ME? HERE

Inmediate information can be obtained by calling 240-426-5754