If you currently have an Idaho FHA mortgage loan and are behind on the mortgage payments, refinancing into an FHA streamline mortgage loan might be a solution for you!  Much of the difficulty in obtaining a loan of any sort is the paperwork that you have to collect. With an FHA Streamline Refinance, you are easily qualified if you currently have an FHA mortgage loan.  There is NO need for an appraisal unless you want to wrap the cost of closing into the loan. In most cases your credit will not be checked for an FHA Streamline Refinance.  In addition, there is NO income verification, NO asset verification, and you usually do not need any cash for closing! Call today to learn how an Idaho FHA loan can benefit you.  Lisa Kratz (208) 888-9251