I just experienced a very cool “first”
I recently had a not-so-easy purchase for First Time Home Buyers. All the bells and whistles; little to no down payment, tough to verify income, in need of down payment assistance, closing after Sept 30th 2008 and less than perfect credit. But most importantly, very nice people. I wanted to work hard for them and make sure they got the financing. They were working with one of RI’s premier Realtors, Debbie Blanchet of Coldwell Banker, and had found a great bank owned home that was within their price range and budget. They were nervous and wanted to become homeowners badly. In fact, when I first met them in person to review the initial disclosures, they showed me a piece of paper where they had calculated out the total amount of rent they had paid for over 10 years! They lamented at where that money could have gone, but opportunities are for the taking, and the current market gave them their chance now.
In the end, everything went well. We were cleared to close 2 weeks ahead of the contract date. I attended the closing, and at the end, they asked me to wait as they wanted to give me a gift. They went out to their car and came back with a framed “Certificate of Appreciation”. It read, “This Certificate of Appreciation is awarded this day, October 14, 2008 to: Sean Wheelan for his services”. I was very touched at the sincerity of their token of appreciation! I wish them well as they will truly appreciate their opportunity to be home owners. “Pride of ownership” is a statement that applies perfectly for these First Time Home Buyers.
I write this blog knowing I’m tooting my own horn a bit, but as a Mortgage Consultant in this market, it’s nice to know your work has been appreciated, and I don’t mind letting a few people out in the world wide web know it!
I would love to share my knowledge of RI’s HUD approved Down Payment Assistance programs. They are still available. If you are a first time buyer, I’d love to earn your business!
All the best,
-Sean
401-965-9384 cell
SWheelan@TMGLtd.biz Email
www.TheFriendlyNeighborhoodMortgageGuy.com
www.myRImortgage.com
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