I have been watching the news and reading the papers and wondering where is the economy headed? 

Can we fix it? 

            How long will it take?  

                            How do we get out of this?  

                                        What can I do to help?   

As a Real Estate Professional I can educate buyers, help them see this really is a good time to buy a home!  And you know First Time Home Buyers have the most to gain - and if we can get this section of our "market" moving it could be the jump start we need!  

Think about it......

    First Time Home Buyers are buying homes today that don’t have inflated equity....

    First Time Home Buyers don’t have to wait for their home to sell....

    First Time Home Buyers have sellers willing to pay their closing costs....

    First Time Home Buyers have sellers willing to buy-down already good interest rates....

    First Time Home Buyers are in the first “Buyers” Market in nearly 8 years.

    First Time Home Buyers have the largest selection of homes to choose from in 15 years.

    First Time Home Buyers can buy homes in neighborhoods that were out of their reach just 2 years ago, thanks to the current down turn in pricing......

    First Time Home Buyers can still buy a home with 3% down, a job, and reasonable (not perfect) credit through FHA..

            **** FHA loan limits are the Highest ever $271,160

            **** IF rates go dramatically lower …FHA has a streamlined refinance program that doesn’t require re-qualification of the buyer.

And finally:

    (1) If they buy before July 9, 2009 they are eligible for a $7500 tax credit. 

    (2) If they buy before Dec 31 2008 they will get that back with their 2008 return.

This is a life changing opportunity for these buyers!  

If you are a First Time Home Buyer - or you know a First Time Homer Buyer - call me!   Let's look at homes, and get you in your First Home before the holiday's! 

Susan