So even with housing prices coming down, loans are harder to get, and you still haven't saved up for the down payment, is there really a way to get in for less?? Some how??

Well, what about buying stock in a manufactured home building company.  Like many other builder stocks prices have come way down.  As of today you can get into Champion Homes for $1.61 a share or Fleetwood for only .27 cents a share.  A fraction of the price of Palm Harbor which closed at $6.31 a share and miles behind Cavco at $30.34 a share.

Who would invest in manufactured home companies you ask?  Well, a few years back Warren Buffett's Berkshire Hathaway purchased Clayton Homes.  Warren did lose a few billion last week, but over the years he's made investments in industries that hold strong and make a profit.

In the case of Fleetwood and Champion they both trade below their book value.  Once again maybe not the strongest argument as many stocks probably do these days.

So here's the plan for about $1000 you buy a few thousand shares of Fleetwood.  Stock goes to $10 and you are up $30k and in the bottom price range for a Fleetwood home.(some final assembly required with the set up)  You don't have to worry about the price going much lower.  Most you can lose is the $1000.  You don't have to worry about a loan and when you sell you're paying cash for your new home so no worries down the road either.  What you do need to do of course is buy that manufactured home through me as a thank you for getting you into the housing market for under $2.

I should ad this post is just for fun and you need to talk to a financial advisor before buying any of the stocks mentioned here.  There is a risk of loss in the stock market :)  Just look below as anyone who recently bought Champion at $12 could tell you so.