Known or Unknown Pre-Existing Conditions - Know the Difference

Known or Unknown Pre-Existing Conditions - That's ALWAYS the Question

UNKNOWN PRE-EXISTING CONDITIONS 
 
Did you know - NO home warranty company offers unconditional coverage for KNOWN pre-existing conditions?  However, several companies do offer coverage for UNKNOWN pre-existing conditions. The expection is that the covered item in question should pass a simple visual and/or mechanical test, much like a home inspection, even if a home inspection wasn't performed.

A home inspection is not required, but a copy of the inspection may be requested during the claim process to determine whether the pre-existing condition was known or unknown.  Buyer's should have a third-party home inspection for their protection and peace of mind.  Absence of a home inspection doesn't eliminate responsibilty of the buyer regarding a pre-existing condition.  If the condition is something that would be detected during a home inspection, simple visual and/or mechanical test, then it would be known. Ignorance is bliss.  Ignorance is NOT bliss when you're purchasing a home!

SIMPLE VISUAL TEST:
Exterior rust visible on the outside of a hot water heater? This would be a known pre-existing condition.

SIMPLE MECHANICAL TEST:
Turning the knob of a cooktop burner and the burner doesn't ignite/heat.  This would be a known pre-existing condition.

KNOWN OR UNKNOWN?
If the hot water heater leaks due to pre-existing rust/corrosion, is this considered known or unknown?
If it's rusted/corroded on the inside and not visable on the outside, it would be considered an unknown pre-existing condition.  If it's rusted/corroded and visable on the outside (as shown in the picture above) it would be considered a known pre-existing condition. Rusty water coming out of the faucets is an indicator that the tank is rusted on the inside and would be a known condition.

Please contact me if or visit my website: hwahomewarranty.com if you have questions about unknown pre-existing conditions:
703-595-8965

HWA PROVIDES
UNKNOWN PRE-EXISTING COVERAGE WITH ALL BUYER PLANS!

Does your current warranty provider automatically include coverage for unknown pre-existing conditions?  All HWA buyer plans include coverage for UNKNOWN Pre-existing conditions!  That's just the beginning of the value HWA - the 13 month warranty provides YOU and your cilents!  Please review HWA's contract for full details of coverage (link to brochure provided above).