Special offer

Working from your own home

By
Services for Real Estate Pros with The Larsen Protection Team
Working Out of Your Home. Tuesday, 3:22 pm...Just got back from taking Major for a walk. Lots of folks these day's have a second job they do at night or on the weekends. "Moonlighting" as it used to be called, is trying your hand at something you know, like photography, cake making, cutting hair or doing some accounting work. What you don't realize is you are putting your home at risk too - due to using your home to operate a business from. Many homeowner's policies have very limited coverage when it comes to also covering your business. For example, you make wedding cakes and someone claims food poisoning and/or getting sick from your creation. There is NO coverage on your homeowner's policy for that. There is a company out there who sells "In Home" Business policies and they start at $150 per year. Pretty inexpensive costs to your new, small business venture. Depending on the risk, some people would need a complete Businessowners policy (BOP for short) and there are companies that issue those for as little as $300 per year. As always, it is better to check with your insurance professionals (us) BEFORE something happens, rather than you saying...guess what happened! Be a smart insurance consumer. Sincerely, Tom Larsen -------------------------------------------------------------------------------- email: tom@nypropertyinsurance.com phone: 716-684-3203 web: http://www.nypropertyinsurance.com
Posted by

Tom Larsen,

Buffalo insurance expert

You'll Switch for the savings, stay for the service!

Comments (0)