While I consider myself one to be realistic and concerned about problems in our country, Heath Insurance just slammed me in the face. For my wife and I and 2 children, we pay a monthly premium of $490.00 for an HMO program. We're young, healthy, non-smoking adults. Just yesterday, I received a letter in the mail that our premium will be raised to $1297.93 a month!!!! This isn't top of the line coverage...this is a basic plan that covers the essentials.
What are we supposed to do?? Starting this morning, I'm picking up the phone to call every health insurance provider I can find to get a different plan, but who can afford this?? If we are young and healthy, what if your a little older and unhealthy with pre-existing conditions?!
Has anyone found a good plan or insurance agent who can be trusted and really knows the system?
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