Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I WANT TO BUY A HOME, HOW CAN I IMPROVE MY CREDIT?
As with many things - just asking the question - is a good first step.
1) Contact a mortgage professional in the town you wish to purchase in.
The reason I have this as the first step is that a mortgage professional can pull your credit and advise you on where you are at and how to get where you want to go. I adivise either sticking to a major bank lender like Wachovia, Wells Fargo, or GMAC in your local area because it will keep you away from the scam artists. There are mortgage brokers not with the major banks who are awesome but there are some real scam artists who will take you for a ride.
2) Keep credit balances on revolving lines like credit cards as low as possible.
Credit scores are higher when you use a low percentage of your available credit. So, if possible keep credit card and other revolving credit lines below 30% of available credit. In other words if your credit card has a credit line of $5000 - keep the revolving balance below $1500. This gives you plenty of room for emergencies and keeps your credit score high.
3) If you want to buy a house - don't go buy all new vehicles.
Debt to income ratios are very important for determining what kind of home you will qualify for. 2 new vehicles with $500+ per month payments on each will take a chunk out of your income leaving less to use for a home. Make your new home a priority and buy a home - then determine if you have enough available to purchase a vehicle. Sometimes it is smart to save up or just have one nice car and one that will just "get you by".
4) Pay on time!
This seems like common sense but it is important that you pay attention to your bills and get them in on time. Nuff said about that. :)
5) Correct any mistakes on your credit report.
When your mortgage professional pulls your credit report - look for mistakes - and enlist their help in correcting any mistakes.
6) Find a Good REALTOR
Now that you have your credit ready to go - call me and we will find you a home that your family will enjoy!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.