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Read this and make a copy for your
files in case you need to refer to it someday.
A) Do not sign the back of your
credit cards. Instead, put "PHOTO ID REQUIRED."
B) When you are writing checks to pay
on your credit card accounts, DO NOT put the complete
account number on the "For" line. Instead, just
put the last four numbers. The credit card company knows
the rest of the number, and anyone who might be handling
your check as it passes through all the check processing
channels won't have access to it.
C) Put your work phone on your checks
instead of your home phone. If you have a PO Box, use that
instead of your home address. If you do not have a PO Box,
use your work address. Never have your SS! # printed on
your checks. You can add it if necessary, But if you have
it printed, anyone can get it.
D) Place the contents of your wallet
on a photocopy machine. Do both sides of each license,
credit card, etc. You will know what you had in your
wallet and all of the account numbers and phone numbers to
call and cancel. Keep the photocopy in a safe place. I
also carry a photocopy of my passport when I travel either
here or abroad. We've all heard horror stories about
fraud that's committed on us in stealing a name,
address, Social Security number, credit cards.
E) We have been told we should cancel
our credit cards immediately. But the key is having the
toll free numbers and your card numbers handy so you know
whom to call. Keep those where you can find them.
F) File a police report immediately
in the jurisdiction where your credit cards, etc, were
stolen. This proves to credit providers you were diligent,
and this is a first step toward an investigation (if there
ever is one).
G) Call the 3 national credit
reporting organizations immediately to place a fraud alert
on your name and also call the Social Security fraud line
number.