If you are in the process of buying a home and have chosen to purchase (or the sellers are providing for you - even better) a home warranty, then we would like to help you assess your options. Remember that a home warranty is not the end-all to home repair or home headaches as they do not always help you or apply when you need it the most, but for most folks it's a nice little insurance policy to have in your back pocket. We recommend that you go online and look for a chart outlining the coverage options and compare. Here are the basics in no particular order:
American Home Shield
www.ahswarranty.com
1-800-735-4663
ServicePlus Package: $415
CoveragePlus Package: $391
*Trade Service Call Fee: $60 per repair visit,
or cost of actual service, which ever is cheaper
Everything Residential
www.everythingresidential.com
1-800-592-9702
Base Contract Coverage: $380
*The homeowner is responsible for paying a $35 service
fee per claim for the first two claims. Service fees in excess of two
will be a rate of $100 per claim.
*12 months of coverage
First American Home Buyers
Protection Corporation
www.FirstAm.com/warranty
1-800-444-9030
Basic Contact Coverage: $329
First Class Upgrade: $399
*service fee: $60
*12 months of coverage
LandAmerica Best Home Warranty
www.bhwc.com
800-443-5599
Standard Plan: $325
Maximum Upgrade Options: $400
* Trade Call Fee: $60
Allied Home Warranty
www.AlliedHomeWarranty.com
(866) 791-1200
Standard Coverage: $320
Premium Upgrade: $355
Gold Upgrade: $495
*Trade Service Call Fee: $60
Fidelity National Home Warranty
www.homewarranty.com
1-800-862-6837
Standard Plan Coverage: $320
Comprehensive Plus Plan: $355
*Service Call Fee: $55
*12 months of coverage
Home Warranty of America
www.hwaHomeWarranty.com
888-492-7359
Gold Coverage: $325 - $55 service fee
Diamond coverage: $380 - $75 service fee
**13 months of coverage**
OLD REPUBLIC Home Protection Plan
www.orhp.com
800-445-6999
Standard Coverage: $350
Silver Upgrade: $400
Gold Upgrade: $400
* Trade Fee: $60. See website for details
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