Reality is that everyone who knows anyone will know someone that is or will be upside down with their mortgage sometime within the next 12 months if you don't already. Tooo many no money down deals...too much unemployment, divorce, lack of health insurance, adjustable rates that adjusted out of an affordable category...combinations of life's misfortunes that make dealing with a mortgage payment one more thing that just can't be done.
My heart aches for anyone in this position....and while of course we make money doing short sales, it is not the fastest or least time intensive way to sell real estate. While a "normal transaction" may have 25-30 pieces of paper...offer, ammendments, condition report, etc.....a Short Sale package that is sent to a lender or lenders usually has hundreds. We are asking the lender to forgive debt...and now we have to show them why that is necessary....and black and white reasons...not just that the payment got to be more than you thought...you wanted to move to a warmer climate....etc.
We believe that the AFTER CARE of a short sale seller is a very important part of the service we provide. Losing a home, like having a horrible illness...traumatizes a seller....paralyzes and depletes credit scores....lowers self esteem....can cause depression. We aren't here to diagnose a state of mind, give you budget guidelines, or repair the damage to your credit that a short sale will cause. We know what we know....but what we can and DO provide are resources for you to remedy all the ills that a short sale can cause...and know that these treatments are available to you and that there are better days ahead.
You do know someone...you will know someone...with a short sale...call us..a short sale costs the seller NOTHING...our consultation to see if you qualify for a short sale is FREE....and we can help you no matter where you are, anywhere in the country....we will refer you to a LOCAL expert...not 1-800-We HelpU...but someone who knows and understands your local market and situation. Call us Toll FREE: 877-525-0563 or locally in southeastern Wisconsin: 414-525-0563...whether you have residential or commercial, single family or multi family properties that need assistance...help is just a phone call away...prompt service/proven results.
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