Is your home, or a home you are buying, is in a flood zone?  If so, you will likely pay a great deal more for property insurance each year; much more than if your home is not in a flood zone.  Not to mention, your home also runs a higher risk of experiencing some degree of flooding in the future.  If you want to find out if a home is in a flood zone, you can check with an appraiser, or on your appraisal report.  The flood zone information is typically found on page one of a standard appraisal report.  Alternatively, you can go to the FEMA website, just CLICK HERE.  Save some money and stay dry...buy homes outside of flood zones!

Stefan Geyer, Realtor/Certified Appraiser/ECO Broker