While the experts mull over what they should do about the current economic situation, houses are still being lost by many homeowners, and lenders are still slow to the gate for new loans.

Several plans have been put forward, ranging from buying up bad mortgages, to capitalizing lenders, and everything in between. NAR Economists argue for suring up the falling housing market by supporting the loans already nearing or in default. The theory being that falling house prices are a cure to the issues we see, stabilizing them would be the answer.

Other plans argue that teh over heated markets of recent years have grown housing prices to artificial levels, and that these levels need to come down to more realisitic levels, and that the Authorities should allow the price resets to take their own course, again suring up banks, but doing nothing on the consumer level.

So, do nothing, do too much, not enough, and to whom should the rescue go? If any.

I am asking for input here from real estate professionals, as well as from homeowners and lenders, not for the purpose of placing blame, as that has been done, and will continue in other venues I am sure... but rather to see what people feel is the right solution, either from personal needs or professional needs and opinions.

What do you think we should be looking to the Federal Government for?