Interesting article, and for those of us that have worked on Wall Street at one time or another there are no surprises here.  I once trusted a bank advisor to set up a few accounts for me.  He did.  He quit the bank the next day,a nd my holdings dropped 45K.  It took 5 years to get it back.  I created my own portfolio and made 85K in one year.  Then I sold my holdings.  What many people will learn in life is that lazyness is never a reason to turn your mony over to someone else to invest for you.  You will be burned.  It is just a matter of time.

Now when you multiply this attitude to a Wall Street Firm, bank etc...watch out.  Money is made on stocks when they are bought and sold.