November 24th, 2008
Dear Ginny,
Do you know someone facing financial difficulties, due to an increase in their home heating expenses; did they recently lose their job?
How about someone whose mortgage is adjusting because they had an ARM, or they refinanced in the past and now own more than the house is worth?
With today's market, and people losing jobs, due to corporate downsizing, the price of oil to heat their home, I find more and more people have been calling me and asking about how I can help them avoid foreclosure.
I watch the market daily and find the lowest rate available to help ease the burden so many people are facing not only in the USA, but Worldwide.
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Our clients only think about home financing a few times in their lives. I think about it every single day. It's their home and their future, so it's my professional obligation and passion to work for their best interest.
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I have several options available for them, but unless they call me, I won't know they need my assistance. I can be reached Monday through Friday at (203)270-6252, or on my cell at (203)312-6910 anytime.
Two of the most commonly used options include Refinancing, or a service called Loan Modification.
Refinancing is the process of attaining a new mortgage loan in order to pay off an existing mortgage with a part or all the money received by the new mortgage.
So why do people do it you ask? The answer is for a lower rate, and sometimes to consolidate debt.
A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, which allows the loan to be reinstated, and results in a payment the mortgagor can afford.
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I work hard everyday researching the different products available for my clients. Referrals are the best compliment someone in this or any business can receive. I believe honesty, integrity and giving all the facts about the loan process, and programs available is imperative, and treat everyone as if they are family. Over 85 % of my business is repeat customers or referrals from past clients, realtors, financial advisors, attorneys, family and friends. My goal is to make sure the client is confident as they make educated choices about their home financing strategy and future needs.
I strive to make each transaction go as smooth as the top of my head.
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Help them protect their credit rating, and have them call me so we can discuss which option is best for them. I look forward to hearing from them, and assisting them in making their life easier, by reducing the amount of money they pay monthly. Again, I can be reached Monday through Friday at (203)270-6252, or on my cell at (203)312-6910 anytime. If you prefer to email me, my email is Scott@mortgageforce.com
Respectfully,
Scott Blanchard
Loan Officer
Mortgage Force, LLC
14 Church Hill Rd. Suite A4
Newtown, CT 06470
Office (203) 270 6252
Fax (203) 270 6255
Cell (203) 312 6910
Scott@mortgageforce.com
