Effective January 1, 2009, FHA loan limits revert to pre March 2008 levels.

FHA home loans are mortgages made by private lenders and insured by the federal government. 

 2009 FHA loan limits (in most areas of the country) are:

• 1-unit : $271,050
• 2-unit : $347,000
• 3-unit : $419,400
• 4-unit : $521,250

Note that the loan limits don't apply to all areas of the country equally.  Higher-cost regions feature higher loan limits, based on typical home values.

The official FHA announcement published all of the counties with access to higher loan limits, spread across two spreadsheets.  The first spreadsheet lists each county at the $625,500 maximum; the second list is everyone else.

If your home county is on neither list, use the "base" numbers above.