First Time Homebuyers need to get some paper and a pen and take notes!

There is a great opportunity for you that is being offered by the government called a

FIRST TIME HOMEBUYERS TAX CREDIT!

This is part of the Housing and Economic Recovery Act of 2008

Some of the Basics are:

• $7,500 tax credit for first time homebuyers
• First time homebuyers are defined as anyone who hasn't owned a home in the preceding 3 years
• There are income limitations to qualifying
• Tax credit is available for anyone who purchases a home between April 9, 2008 and July 1, 2009
• The tax credit can actually be used in either the 2008 or 2009 tax year
• You receive the money when you file your taxes

For more information on this great new incentive to buy a home please use the link below:

                                                             INTERNAL REVENUE SERVICE

                                                   NATIONAL ASSOCIATION OF HOMEBUILDERS

To get prequalified for a Mortgage and learn more about how you can utilize this great opportunity

you can call

VALERIE SPRINGER at BENCHMARK MORTGAGE Phone: (205)408-4060

She will guide you through your mortgage with her vast knowledge and genuine concern!

And then we can get started on your homebuying journey to owning your first home!

In addition to this cash incentive - home prices are at an all time low, there is an abundance of inventory to choose from and Interest rates are great!  Now is a great time to buy a home!

             CALL ME TODAY SO WE CAN GET STARTED!

             DEBBIE HUTCHINS

             RE/MAX FIRST CHOICE

             205-368-2474