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These days in the Dutchess County area there are many homes or apartments for rent. The rental inventory has been added to by homeowners who have not been successful in getting their property sold and are now resorting to the rental option.
Why people rent:
Increasing foreclosures and short sales leave displaced households still needing a place to live.
People wanting to buy are unable to qualify for a mortgage.
People moving to the area are opting to rent as they watch to see how the present economic condition plays out.
Many colleges continue to have the need for off-campus housing.
Terms you will encounter in the rental market:
The owner will be called the landlord or lessor.
The person renting is the tenant or lessee
In some cases the landlord will request a guarantor- this is more common where students are involved. This person will pay past due rent or damages in the event the student fails to do so. Parents are usually the guarantors.
When renting an apartment or other property, the landlord will request a rental application that will ask for references. Your authorization will also be requested so that a credit check can be made.
If your application is accepted a security/deposit will be requested. This will usually be 2-3 months of the agreed upon monthly rental.
The lease options should also be discussed. Some landlords will do a month-to-month rental however the norm is for at least a years lease. These days, because of the present housing market conditions we are noticing more leases with the option to purchase.
If you intend to paint the apartment or are considering making any type of improvement you must consult the landlord.
The landlord should provide you with disclosures. If the house was built prior to 1978, you should get a lead disclosure. Make sure that there are also fire and carbon monoxide detectors present in the unit.
It is important to discuss upfront who pays for utlities as well as what maintenace will be provided by the landlord. This should all be written into the agreement.
You should also be told what the penalty is for being late with the rent, returned checks, as will as how the termination of lease will be handled.
Before moving in you should walk through with the landlord to note any problems, such as broken windows, damage to walls etc. It might be a good idea to take a before picture or video to cover yourself.
Keep in mind the landlord's insurance will not cover your personal property so it is a good idea to get your own renter's insurance.
One major concern for many looking for a rental is finding a house or apartment that is pet friendly. This can be a real challenge. Some landlords will not accept pets because in some cases it affects the cost of the property insurance. One idea is to let the landlord know what type of pet it is and sometimes a small pet is acceptable.
Virginia Blogby Yvette
Smith of Long & Foster Here
you will find information about Williamsburg Virginia and Williamsburg
VA Real Estate. Contact me for a tour of homes in
Williamsburg that you qualify for. I am dedicated to providing
you the best Real
Estate Experience! Feedjit Live Blog Stats
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.