After years working of with first time home buyers I realize they have many, many questions as they move through the process of buying their dream home. Some of these are general in nature and some are very specific to a property and location. While specific questions are best handled by a local REALTOR®, I have found a great an on-line resource to assist in some of the more general questions.

The US Department of Housing and Urban Development, better known as HUD, is the place with the answer to 100 Real Estate questions for first time buyers as well as buyers who have bought a home or two before. The HUD site has a list of 100 of the most commonly asked questions regarding real estate and the process of how to buy a home. To make it easier for a potential buyer to find answers, the questions are broken down into ten areas:

  1. Getting Started
  2. Finding a Home
  3. You've Found It
  4. General Financing
  5. First Steps
  6. Finding the Right Loan
  7. Closing
  8. How Can HUD and FHA Help
  9. Mortgage Insurance
  10. FHA Products

What kinds of basic home buying questions are on the list? Here are a few sample questions:

  • HOW DO I KNOW IF I'M READY TO BUY A HOME?
  • WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY?
  • IS AN OLDER HOME A BETTER VALUE THAN A NEW ONE?
  • HOW CAN I FIND INFORMATION ON THE PROPERTY TAX LIABILITY?
  • DO I NEED TO BE THERE FOR THE INSPECTION?

The answers to these home buying questions (and 95 more), can be found at the HUD website. The HUD site will not have an answer to every question you might have. That's where an experienced real estate professional, such as myself, can help you with the process. But, if your not ready to call me, these 100 questions will get you off to a great start in your journey to purchase your dream home.

Got a specific question on Minnesota Real Estate?

Email me a question on Minnesota real estate and I will get you an answer as soon as I can!

If you are buying, selling or relocating to Minnesota and would like the assistance of a professional REALTOR ®, give me a call or visit my website for a FREE Relocation Packet. I specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

Buying a Home? Check out my new HOME BUYER'S BLOG!

Copyright 2008 Teri Eckholm  http://www.terieckholm.com/

If you are buying, selling or relocating to Minnesota and need help from a professional REALTOR®, give me, Theresa "Teri" Eckholm, a call or visit my website for a FREE Relocation Packet or FREE Homebuyers Success Packet.   I specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

 

Buying a Home? Check out my HOME BUYER'S BLOG!

Copyright 2013 Teri Eckholm http://www.terieckholm.com/

 

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This post has been included in Minnesota Real Estate News Anoka County, MN Real Estate News
Post is included in group: Internet Empowered Consumer
Post is included in group: Posts to Localism

28 Comments on Minnesota REALTOR® Teri Eckholm Helps Homebuyers Find Answers to 100 Real Estate Questions!

20 Most Recent Comments Displayed Show All

NOV
25
2008
170,755 Points 2 Featured Posts

This is good information for us realtors when working with first time buyers.  Many times they have lots of questions, and it would be nice to just give this to them to get started, and then go from there.
4:22pm • #10
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Sharon--As a matter of fact, a first time buyer can buy lakeshore or acreage in MN as their first home. We are the land of 10,000 lakes after all. Now if you mean a home on a full recreational lake near the metro, the answer would be not as positive. But as there are many environmental wetland shorelines in 3rd ring suburbs that are considered lakeshore or on a channel shore to a bigger lake, then yes, a first time buyer can afford to buy a lakeshore home.
6:20pm • #11
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Gary--There is a wealth of knowledge there for those just starting out thinking of buying a home!
6:21pm • #12
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Carole--Thank you...Setting up links to get people started is a great way to be a resource!
6:22pm • #13
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Marchel--Feel free to create what you would need. I actually have the links on my static website as well.
6:24pm • #14
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Terry--Now you guys will all look so smart to your readers! :)
6:29pm • #15
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Lynda--Thank you...Whether they are in Anoka County or anywhere in MN or the US, a lot of the HUD information applies!
6:30pm • #16
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Sandra--Why thank you! I love assisting first time buyers...though I do help all other types of buyers too. First time buyers are fun because they are so excited when they find that right house and everything comes together!
6:31pm • #17
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Tim--Good for first time buyer and those who bought their first home awhile back and need a refresher course too!
6:53pm • #18
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Troy--I think it is a great resource for first time buyers!
7:02pm • #19
NOV
26
2008
199,849 Points Localism Sponsor

Awesome resource for the buyers, Teri!

Happy Thanksgiving to you and yours.
8:19am • #20
2 Featured Posts

Teri~ I love the way you laid out this information.  60% of my business this year were first time home buyers.  Education and resources are the key to getting them off the fence and buy.
10:42pm • #21
NOV
27
2008
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Marzena--Thanks! Hope you and your family have a wonderful day too!
7:14am • #22
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Lisa--With the affordability index way up, it is no wonder that so many first time buyers are taking advantage of the deals on real estate. Having a resource like HUD is a good place to start to get answers...Then they need a good local agent!
7:17am • #23
NOV
28
2008
173,644 Points 43 Featured Posts

Teri- That's a great way to help people, no matter how friendly Google is, I think the best links I get are from other sites and blogs.  This one should be a hit for sure.
8:32pm • #24
549,607 Points 36 Featured Posts Localism Sponsor Outside Blog Hit Router

This is a great idea. I need to do this on my website for buyers. But tonight, I'm tired and going to bed!
10:41pm • #25
NOV
29
2008
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Rebecca--Thanks! Often providing links is much easier than 'reinventing the wheel' so to speak.
8:42am • #26
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Lizette--Absolutely add these links to your website. I have had them on mine for years. More information can only help buyers see you as the expert! :)
8:44am • #27
1,310,363 Points 65 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Teri,  An excellent post - it should generate some phone calls - we all need everyone we can get these days,  Karen
4:52pm • #28
NOV
30
2008
565,074 Points 75 Featured Posts Outside Blog Called Shot Master

Karen--Thank you! There are so many questions out there...it is nice to be able to offer resources or be a resource for answers!
8:23am • #29

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Teri Eckholm, REALTOR® Anoka&Washington Counties Acreage & Lakeshore Homes

Ham Lake, MN

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REMAX Specialists

Address: 4910 Highway 61 N, White Bear Lake , MN, 55110

Cell Phone: (651) 336-7073

Email Me

Theresa "Teri" Eckholm/REMAX Specialists assists Minnesotans to find their way home with helpful tips and quality service. Dedication to customer service has made Teri the REALTOR® of choice for families in Blaine, Forest Lake, Ham Lake, Lino Lakes and Wyoming areas. Licensed in MN.


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