Trying to purchase a home?
Have you ever had a buyer that couldn't choose which lender to go thru?
or
Are you a buyer & having a hard time choosing the lender that will be working in your best interests?
- Get a good faith estimate from both lenders...All that is, is a snapshot of perfect world today & what your loan might look like.
- Be sure that when you are comparing that you are only looking at the numbers that they (the lender) has control of. Usually it is in one spot. I say this because when it comes down to purchasing a house, most of the fees are ones that you have no choice about (ie...title ins., escrow fee, notary, overnight, pre-paid taxes, insurance, etc...).
- Get all promises in writing, such as points to be paid for what interest rate, any waiving of possible per diem charges. Have them put it on their letterhead & have the lender sign it.
- Make sure you are honest with both lenders that you are shopping & are looking to make a final decision.
- Final thing...If they are both exactly the same, then you need to go on reputation and your gut instinct.
Call me to have me be your REALTOR of choice to purchase in Tracy, Manteca or Ripon, CA at 209-321-6122.
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If you are thinking of buying or selling a house in Tracy, Ripon, Manteca, Mountain House, Stockton, Modesto, Lathrop or Salida, call me at 209-321-6122 or email christina@christinaoneal.com
DISCLAIMER - TERMS OF USE - PRIVACY POLICY - CONTACT POLICY - MARS DISCLOSURE
Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.
Federal Government Disclaimer (MARS):
1. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, you will have to pay us commission as agreed to in listing contract for our services.
2. Christina ONeal of Crown Key Realty is not associated with the government, and our service is not approved by the government or your lender; and
3. Even if you accept this offer and use our service, your lender may not agree to change your loan.
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