Thanksgiving Treat from the Fed!!!!!!!!!!!!

30 Year Fixed as low as 5.5% with no points/orig. fee for 100% Financing!*

Motivated Seller or Builder can Buy Down the Rate Temporarily for their Buyer To Get 30 Year Fixed Rate at 3.75% 1^st year, 4.75% 2^nd year, and 5.75% Years 3-30 For 100% Financing!!!*

Finally, some good news for the mortgage industry! In a move to increase credit availability, the Federal Reserve and Federal Home Loan Banks announced that they would purchase up to $600 billion in Mortgage-Backed Securities (MBS), exciting news that sent interest rates for 30-year fixed-rate mortgages plummeting below 6.00% and near the lows for the year!

If you have been on the fence about buying or refinancing a home, now is the time to act. Interest rates are extremely low and home prices in some areas are at 2003-2004 levels. Add to that recent declines in energy prices and lower consumer interest rates, and you have a great holiday recipe for success, but only if you give us a call.

Don't wait until next week. Call us today and get pre-approved. Rates have already been very volatile and this opportunity might not survive the holidays. In many markets, falling prices are bringing out buyers that have been waiting to buy and they are scooping up both bargains and hot properties. Let me offer you some pointers to help you negotiate a great deal and lower your costs to close.