The reality is the 2008 year is almost over. Tomorrow is the 1st of December.

I have committed to myself to reach out to all of my past clients and business contacts over the next two weeks with a phone call and vm to each. This list will be over 300 contacts.

In past years my clients all received a Yankee candle and personal handmade card from me. This year I have decided to use those funds to donate to the local food pantries. To me this is something that is much more needed and will have a much better impact for my clients on the community.

Again I feel blessed to be in the mortgage industry. I would gather that for every 300 mortgage professionals that worked in the business in MA full time in December of 2005 that their is less then 30 of them still in the industry. Many to be honest should never have been in the industry in the first place.

I am committed to keeping positive and continuing to read and listed to information that challenges my thoughts and ways of doing things.