Everyone's been following the latest meltdown in the mortgage subprime world.  I was quoted in a front-page article in Lancaster's Sunday News on the subject.  Generally, practitioners in the area agree that the effect on the price of homes will be slight, and then only in a price range condusive to first-time homebuyers, say $100,000-140,000.  In the final analysis, Lancaster County has one of the lowest unemployment rates in the state (if not the nation) and a stable, agri-tech economy which encourages stable incomes, all things that lenders love.  Of course, credit scores will matter so if you're thinking of buying be sure to get your mortgage borker to give you a copy of your credit report, and confer with him about what needs to be fixed (if anything) to bring your scores up.