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Tis the season..... To get robbed.

By
Services for Real Estate Pros

With the economy in decline, we are seeing an increase in home burglaries.  It's an unfortunate fact that burglars know how easy it is to break into most houses or apartments. That's why thieves usually spend less than two minutes trying to get a window or door open before giving up and looking for an easier target.

By taking some relatively simple and inexpensive precautions, you can make your home a difficult, and less attractive, target for thieves.  Doing this will provide a more secure environment for you and your loved ones.

To help safeguard your home and make it less inviting to burglars, here are some safety tips I put together for you:

1. Invest in a home security system.

An alarm system is an excellent deterrent to crime. The system should include a loud siren and motion sensors. Display security system decals on your windows and doors.

2. Lock all doors and windows when you leave home.

Even if you're just running out on a short errand, make sure all doors and windows are locked. Deadbolts provide the best security.

3. Keep window coverings slightly open.

Drapes and shades that are fully closed give a deserted look to your home.

4. Keep valuables out of sight.

Keep valuables away from the windows so burglars can't see them from outside. Use an etching tool so valuables are easily identifiable. Prepare a household inventory of all your belongings and write down any serial numbers.

5. Don't make it easy for thieves to use your keys.

Don't hide a key in the mailbox, under the doormat or above the doorway. Don't put your name and address on your key ring. When valet parking or leaving your car for service, give the attendant only your car key. If you think a former owner or tenant might still have keys to your home, change the locks.

6. Have your mail held at the post office when you leave town.

Full mailboxes make it clear to burglars that no one is home. Stop newspaper delivery and ask a friend or neighbor to pick up any packages or flyers left outside.

7. Keep your garage door locked.

Keeping your garage locked is as important as keeping your home locked, especially if the garage is attached. Once inside the garage, a burglar can work uninterrupted at getting into your home.

8. Don't tell strangers or casual acquaintances that you're going out of town.

Although they may seem trustworthy, you'd be surprised how quickly news spreads.

9. Join a neighborhood watch program or consider starting one.

These programs are designed by and for local community residents to help ensure the safety of all those living in the area. They are a great defense against crime.

10.  Insure your valuables

Maybe you've purchased a valuable piece of jewelry or you have a growing collection of art. Or maybe you have a full set of quality tools around the house that you use in your business. Allstate offers Optional coverages to address these situations and others by extending your protection to reflect the value of your possessions.

11. Inventory your home

Take the time to complete an inventory record of your personal property. (An example of that inventory list is below.) In addition to completing an inventory record, take photos or videotape your items - it will make it easier to replace an item if you have a photo of it.

For more information on burglary prevention and other safety topics, contact your insurance agent or if you prefer you can call me at 877-232-9899..

Home Inventory Record (example)

Living Room

§         Sofa/love seat/chairs

§         Coffee table/end tables

§         Entertainment center

§         Shelves/ book cases

§         Lamps/Lighting Fixtures

§         Clocks

§         Mirrors/Wall Décor

§         Fireplace Fixtures

Dining Room

§         Dining room table & chairs

§         China Cabinet

§         Serving Tables

§         Buffet

§         Silverware

§         Chinaware

§         Electric Utensils

§         Art/Wall Décor

Kitchen

§         Table and Chairs

§         Refrigerator

§         Stove

§         Microwave Oven

§         Dishwasher

§         Dishes/Silverware/Glassware

§         Freezer and Contents

§         Electrical Appliances

Bedrooms

§         Beds

§         Mattresses

§         Dressers/Chests

§         Desks and Chairs

§         Night Tables

§         Blankets/Spreads/Linens

Clothing and Personal Effects

§         Coats

§         Suits

§         Slacks

§         Shirts

§         Sweaters & Jackets

§         Skirts

§         Dresses

§         Furs

§         Jewelry/Watches

§         Lingerie

§         Shoes & Slippers

§         Ties & Scarves

§         Belts & Billfolds

§         Gloves/Rainwear/Umbrellas

Garage/Basement/Attic

§         Washing Machine

§         Clothes Dryer

§         Iron/Ironing Board

§         Work Bench

§         Power & Hand Tools

§         Garden Tools

§         Lawn Furniture

§         Shelving

If you take a few precautions you can signifantly lower your odds of being robbed.....

That's all I have to say about that

Bull

Comments(2)

Gail MacMillan
Titusville, FL

Hi Dean(or do you go by Bull) - First thanks so much for stopping by my blog today and commenting, always appreciated.

You seem to be a different kind of insurance agent who is willing to go more than half way.  May your great attitude bring you much success.  Have a super weekend.

Gail MacMillan Titusville Fl Real Estate

Dec 05, 2008 07:18 AM
Anonymous
Cindy Hartman

I own a personal property inventory service, and always appreciate professionals recommending that people have this documentation. We've had clients experience burglaries, fires and tornados and all were happy they had their inventory prepared by us - see a true ROI in the investment. Other clients hired us after the fact because they realized how badly an inventory is needed.

Dec 05, 2008 08:08 PM
#2