It is always a good idea to complete repairs before of after you set out to complete a refinance transaction. Simply because...contractors will place a notice of commencement on your property before they start to work. When doing a title search, this Notice will come up and can often times present problems from a title stand point. Proof that contractors and subcontractors have been paid may be requested and so forth....so just plan your repairs accordingly.

...In order to protect the owner and mandate notice to the owner of potential lien claimants, the notice of commencement must be prepared and filed before the project commences.

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