Do you think you've lost your chance to own a home in Long Beach? I'm here to tell you not to give up yet. There are programs in place for first time homebuyers that help you own your own house or condo. These programs  are sponsored by the California Housing Finance Agency.

There are numerous properties that qualify and anyone who meets the qualifications can apply. In Los Angeles County a 3 person + household with up to 103,600 income can qualify for CalHFA's 40 year mortgage, a fixed rate conventional mortgage for up to 100% of the purchase price. There are down payment programs available also that can be combined with this loan program too.

The details are available at http://www.calhfa.ca.gov/. If you think you've been left out of the real estate market, take a look and see if one of these might benefit you. With the right finance and professional representation, you too can be a homeowner.