December 1 Front Page Article from local Bellingham Herald.

This true story demonstrates how a young couple did not fall for the 'qualifying loan' they were offered that felt way beyond their means. Instead they used their own budget and reason!http://www.bellinghamherald.com/102/story/696686.html   

Credit is due to Realtors, Anne Inman and Maryann Angus for helping realize this couple's home purchase within their reach. And we can't forget our unsung lenders, appraisers, processors, escrow and title agents working overtime to help fund deserving folks like this.  

Good News! Many great properties are available for smart buyers who have been biding their time at today's amazing interest rates! We can still lock 97% for FHA purchases (until January 2009--after that, 96.5%) and 100% VA purchases for qualified borrowers. 95% is the max for Conventional Purchases.

 Click this Credit Link to order your actual tri merge lender report on our secure site. Our agency report is about $30 compared to $50 on MyFico.com and it offers a credit analyzer tool.

Thanks for keeping the faith! Susan Templeton  www.loannetter.com  360.220.2997