One of my friends had their home vandalized by some minors over one month ago.
The police caught the kids the second time that they hit the home and filed a police report and the boys went to jail until their parents picked them up.
My clients are down south because their snow birds and they go down for 4 months to get out of the cold weather. The police never contacted my friends and told them their home had been broke into. Also after the break in the police had made their report the back door had been left wide open for almost one month.
The minors broke windows, kicked in the door, turned over furniture and broke very valuable collector antiques. The home owners policy covers up to $45,000 dollars for personal belongings. My friends valuables are worth around $150,000.
Can my friend try to collect money through the minors parent's home owners policies?
My friend is very upset about the incident and has contacted a attorney.
And wanted me to ask my friends at Activerain what options they have.
My friends are not sure if they will be able to live back in their home that has been vandalized so I may have a listing from the incident, but it sure is a bad way of getting a listing.
If you know anything about home owner insurance policies, could you please help my friend with some advise.
"Thank you"
I don't know the answer to that but the parents would be liable. I can't imagine a insurance policy paying off for policy holder to do criminal acts. So I would doubt it.