Tips on How to Protect Yourself From Being Held Financially Liable

 Several states have passed laws called "Dram Shop Liability." These laws offer an injured person, such as the victim of a drunk driver, a method to sue the person who served the alcohol. Some of these laws include circumstances where criminal charges may also apply.

1. Hire a bartender, this person can recognize the signs of intoxication and will limit consumption by your guests.
2. Be a responsible host/hostess. Limit your own alcohol intake so that you will be better able to judge your guest sobriety.
3. Serve non-alcoholic beverages and always serve food. Food will help counter balence the effects of alcohol.
4. Stop serving liquor toward the end of the evening and switch to decaffeinated drinks.

  This is why people might want to look into special event coverage may be available that will cover both liquor liability and other liability exposures specific to the event.

HAPPY HOLIDAYS!