I found the Silver Lining!

By
Real Estate Agent with Chase International

Cloud with Silver Lining

People keep asking me how I am doing so well in this crappy market...I tell them I found the Silver Lining!  In every crisis there is opportunity, in this my case it is the ability to get teachers out of the rental market and into home ownership.

 Incline Village is known for high property values - even in this declining market Incline has been a bright spot.   It is a wonderful community with two private beaches, boat launch, great parks, a recreation center and tennis complex with an indoor pool, two golf courses - one a championship course with fantastic Lake Views and challenging terrain and a wonderful ski resort called Diamond Peak.  Due to the high cost of housing many of our teachers have had to rent, live with roommates or commute up from Reno a 45 minute drive up a Mountain Pass - not fun in a snowstorm or when the price of gas is $4.00 or more. 

We have had a few Foreclosures here in Incline in recent months - and although I feel for the folks who have lost their home I also feel great pride in getting these teachers into a place of their own - that will grow in equity, as they are buying at incredibly discounted prices.  I do an extensive counseling session with all of my first time homebuyers, we discuss finance, rent versus own (I do, after this session , guide some of my future clients to rent as with their financial situation owning would not be their best option). 

I discuss the dangers of home equity loans - I want them to be prepared when their home does increase in value - and the advantages of home equity loans.  We discuss where money should be spent on renovations and where they should not spend and why.  I show them websites to go to get educated on the buying process.  I give great service, both before and after the sale - hey these folks will be teaching my kids. 

When I hand those keys over to a teacher my heart swells with Joy for dreams can come true and I know when they live in the community where they work they are more committed to our students and their future.  This same opportunity goes for Police, Fire and Public Servants in all sectors of the market.  Where is your Silver Lining?

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Rainmaker
76,269
Randall Schrader
Competitive Insurance of Dundee - Dundee, FL

Souns like you know your stuff!  I know a teacher that bought more than she could afford, rented to rooms to two other teachers and everything worked out fine.

Dec 15, 2008 09:01 AM #1
Rainmaker
226,266
Tara Stone
NJ Estates & Stables - Frenchtown, NJ
NJ Estates and Stables

Great Blog...I love to hear about the Silver Linings!  Keep up the positive attitude and let's hope it spreads!

Dec 15, 2008 09:02 AM #2
Rainmaker
71,671
David Timm
Coldwell Banker Residential Brokerage - Fort Collins, CO
CRS, EcoBroker, GRI, ABR

Every day is much better when you start with a positive outlook.  Today was a good day.  I had Floor today and no one came in, our phones, were down, no calls.   Caught up on a lot of admin. 

A very good day

Dec 15, 2008 09:19 AM #3
Rainer
8,774
Tyson Bradley
Keller Williams Realty - Virginia Beach, VA

Love your Blog.  It's great to see that even in a down market some people can keep the right prospective.  Keep it up.

Dec 15, 2008 09:42 AM #4
Rainmaker
514,754
Harrison K. Long
HomeSmart, Evergreen Realty - Irvine, CA
REALTOR , GRI, Broker associate, Attorney

Tracy ... thanks for this nice post about Find Your Silver Lining, which is a good lesson for each of us. Best wishes at Lake Tahoe.  Harrison

Dec 15, 2008 09:44 AM #5
Anonymous
Janet Martell @ Distinctive Homes, Zephyr Cove, Nevada

Tracy, Enjoyed your blog.....you're right about the Silver Lining, it's out there for each of us if we just look for it.

Dec 15, 2008 01:21 PM #6
Anonymous
Jo Beth

You are a very good sister,

Love me

Dec 15, 2008 09:30 PM #7
Anonymous
Celia de benedetti

YOU are the silver lining, my friend!  Your clients, associates and friends are very lucky to have your energetic self in their lives.  'Specially me!

Dec 16, 2008 12:01 PM #8
Rainer
8,567
Tracy Saunders
Chase International - Incline Village, NV

Ceilia you are so sweet...I am proofing Donna Hartleys book and I think it is as if she was speaking directly to me...wonderful. 

Jo - I am glad you had a happy 50th - wish we lived closer.

Janet you keep up the good works.

Dec 16, 2008 12:43 PM #9
Rainmaker
339,790
Judy Greenberg
Coldwell Banker Long Grove - Buffalo Grove, IL
Coldwell Banker - Buffalo Grove - Long Grove Homes

Wow, I too love to find the silver lining.  What a great way to use our knowledge and expertise in a bad market for most.  Happy Chanukah to you and if you make Neal's latkes tonight, send some over!

Dec 24, 2008 03:19 AM #10
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Rainer
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Tracy Saunders

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