If you've been following interest rates recently, you may have seen that they are looking GREAT right about now.  And, while I can't quote an exact interest rate for someone without seeing an individual's full financial picture (credit, income, assets) by means of an application, we have actually recently been able to quote rates of around 5% for well-qualified applicants looking to purchase or refinance a single-family home, and we see the potential for those rates to possibly dip further.    That said, now is an excellent time for many individuals to purchase or refinance -- allowing them to possibly get more home for their money or possibly a lower payment for a home they are already in or in the price range which they are already considering purchasing in. 

Realtor colleagues, let's get this info out to as many past clients and others as possible, especially those who either own homes or who may be considering buying one.  These rates really represent a great incentive for buyer prospects to "get off the fence".  Additionally, we would be doing our clients (and ourselves, and THE MARKET) a great service by helping as many people as possible take advantage of these historically low rates.