Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
With the current economic situation and the rising cost of everything, it’s no wonder more and more people are trying to stay afloat by getting more loans. However, this sometimes result to late payments. Most late payments on credit reports are there for legitimate reasons. It’s either you did not have the money when the payment was due or you totally forgot to make them. However, late payments leave a blemish on your credit record. The credit scoring system was developed to help creditors predict risk by determining your payment patterns. Late payments cause your credit score to dive. This tells the credit agency that you’re a high-risk customer. For these credit card companies, banks, and other lending institutions, a 90-day late payment is a good indicator how likely you are to be late on future payments. In fact --- a single 90-day late payment entry is about as damaging as a tax lien, a repossession, and even a bankruptcy. It could taint your credit record really badly and will cost you more on your future home and car loans, or any other loans for that matter. To get a good credit score, the solution is actually simple --- Pay Your Bills On Time. Payment punctuality counts for nearly 35% of your overall credit score. Being late on any bill, for any length of time, is a potential sign of future non-payment of debt and is always viewed negatively by lenders. The later you are, the more it damages your credit record. Late payments remain on your credit report for seven years. A single 30 or 60 day late payment on your credit reports will likely not have a serious effect on your credit score. In most cases, your credit score will recover when you make your payments and the account is no longer reported as currently past due. As long as you are not habitually past due on your payments, your credit score should escape from being too damaged. A 90-120-days late payment, however, is a serious negative mark on your credit report. The creditors will usually write-off the account and this will remain on your report as a charge-off for the next seven years. The good news is --- there is a way to have your late payments be deleted from your credit history and repair your record. Most people simply ask the creditor to remove the late payment from their accounts as a courtesy of doing business. If that doesn’t work, disputing these listings with the credit bureau through a letter may be another option. You may also look into signing up for a credit repair service. These processes may not be quick, and requirements may need to be met, but it is well worth the credit score you will be able to keep by not having these late payments show up in your credit report. Learn more about removing late payments on your credit report at the credit repair forums.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.