If you currently have an FHA Mortgage, you can "Streamline Refinance" your current mortgage.

What exactly does "Streamline Refinance" mean?

In most cases there is no appraisal required, no income or asset information listed on your application. Most lenders will run at least 1 of the 3 credit agency reports to get your current payment history on your mortgage. While your current credit situation does not matter in doing a "Streamline Refinance" you should not have more than 1 30 day late payment on your current mortgage in the last 12 months. You must be able to supply the lender with a copy of your current "NOTE" from your last mortgage settlement. It should only take 2 weeks from the time of application to the actual closing date. To view my official Website Please Click HERE

If you are interested in an FHA Refinance and live in NC please give me a call. 704-490-4733