30-YEAR FIXED RATES AT HISTORICAL  LOWS!!!

According to the Primary Mortgage Market Survey®published today   at Freddiemac.com the average rate in the Southeast on a 30 Year Conventional Fixed Mortgage is at 5.24% and 4.95% for a 15 Year term. Of course these rates can vary a bit from lender to lender but these are incredible Mortgage loan interest rates! (The APR will vary on these approximate rates based on the amount of closing costs charged by the lender of your choice)

According to The National Association of Realtors, the Federal Reserves lowering of the key interest rate will have a significant impact for home buyers and homeowners who need to refinance. This will impact our housing sales, home values, and the economy.

Coupled with HIGH inventory, LOW prices, MOTIVATED Sellers and a vast array of Mortgage loan programs this makes for a great market in which to BUY a home!

The mortgage process can take from 2 to 6 weeks, according to how quickly you act so now is the time to get busy and find a home so that you can Lock your rate and be moving in your New Home with a nice LOW mortgage payment in the ealy part of 2009!

    So what are we waiting for?  I am listening for your call........

                                               and my Shopping Shoes are by the door!

If you are caught up in the spirit of the Christmas holidays and busy with family and friends just send me an email!  Zero me in on the Area, Size of Home, any particular details that might be important and I can get busy sorting through the large amount of inventory to compile a list that you can be previewing via the Internet.

                        Then when the holidays are over we will be ready to go and check them out!

EMAIL ME AT DEBBIEHUTCHINS@REMAX.NET