Wrapping it Up....

This morning before I began to travel to my office in Falmouth, MA where I List and Sell Real Estate (www.peterhawley.com), I dragged out the snow removal equipment, which consists of only my trusty shovel, I made sure the bird feeder was full as our first major snow storm of the season is creeping East and will soon arrive here at the Edge of America. By this evening it will be a winter wonderland and those who enjoy winter sports will be most joyful!

We come to end of a very good year, with a good increase in sales, with many of our clients settled into their new homes. Our Toys for Tots collections have been record setting once again, and we thank all those who have made donations. Our Jack Conway float for the 43^rd Falmouth Christmas Parade was well received by the thousands who lined the streets, and was chosen as the First Place Winner.

We are optimistic for the New Year, as Interest Rates continue to be low and expected to go lower. The incentives for First Time Home Buyers which includes a $7,500 Tax Credit, for those who have not owned a property in 3 years, combined with lower selling prices of many quality properties, will create many Buying opportunities. There will be those who will be selling at a lower price than they expected, but they will in turn be buying at a lower price on the other side of the transaction.

The Business of Real Estate goes through many cycles, and these times are challenging, but for those who are serious Sellers and Buyers, working closely with their Realtor®, being responsible with their credit and their savings, and having realistic expectations will still find that home ownership continues to be an excellent investment.

My partner Barbara L Bauer (bbauer@jackconway.com) joins me in "Wishing You Enough".