For the people who are current with their mortgage and have good credit its a great time to think about refinancing with rates below 5% becoming available more and more. This makes alot of sense if you are planning to stay in the property for awhile.

In times like these everything we can do to lower our monthly burn rate is a good thing.  Take advantage of the current market conditions and call your lender today to see what they can do for you. You have alot of leverage with them if you are a good payer.