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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Definition: A short sale occurs when the proceeds of a real estate sale fall short of the balance owed on the property.In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor.
Short sales are definatley a better route to go to get out of your current mortgage rather than just letting the bank foreclose. In some circumstances the bank will forgive the remaining debt on the loan. (Depending on the bank) Short sales will have a much less of a impact to your credit as compared to a foreclosure. When you find yourself in a hardship and realize leaving your current home is going to be inevitable its time to move quick! The sooner you get the house listed the sooner you'll be able to move forward. Also, be sure to price the home at current market value. (Even if it's much less than what you owe.) The banks sometimes prefer to short sale a home rather than deal with a foreclosure which will cost them much more in the long run. Many people shy away from the short sale process, even some agents don't want to deal with them. It's nothing to be scared of, just takes a little bit of elbow grease. Lately banks seem to be handling these short sales much more quickly, they are getting approved and closed much more quickly than one year ago.
If your considering a short sale I would love the opportunity to sit down and discuss your options. With the right aggressive agent I am getting these SOLD! www.pooleandassociates.net
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.