In a word, NO!  After all I've seen in our markets over the last six months, I'm not betting the farm on anything.  But, 30 year fixed mortgages in the 3's seems a lot to wish for.

Why be greedy?  Rates are advertised widely in the mid to upper 4's lately, and that can change in a flash.  I receive rate updates throughout the day and I know how fast rates can move in the right conditions.

If you need to borrow for a purchase or refinance, DO IT NOW.  If rates get better, it won't be much better.  If rates get worse, there is no telling how much worse. 

If you need a mortgage in Florida or Georgia, call Randall at 863-229-1235